Special Offers

Special Offers

Save Money with our Lower Loan Rates, Higher Savings Rates, and Low or No-Fee Services!

Don't miss out!
Check out our limited-time offers below!

NEW: Youth Savings & Checking Accounts!

Life’s a Journey and DOLFCU is here to guide you!

DOLFCU's New Youth Accounts are NOW AVAILABLE!

Our brand new Youth Savings and Checking Accounts are designed to build financial awareness and develop good financial habits as members move through life. As life evolves, we are excited to partner with you on the Journey!

Open a Journey Savings and Journey Checking Account to help your children take this first step toward financial independence. These accounts are available for ages 0-18 (Savings) and ages 12-21 (Checking) if parents are members of DOLFCU.

Journey Savings Account

Ages 0 to 18: Building a Foundation of Saving

  • High-yield rate of 3.00% APY1 on the first $1,000, and 0.05% APY on balances over $1,000.
  • Matching credit union deposits for milestones, life events, and achievements.
  • Coindexter – Financial educational geared towards young savers.
  • Back-to-school rewards

Journey Checking Account

Ages 12 to 21: Responsible Money Management

  • Rewards debit card with 1% cash back2 on purchases
  • Mobile banking – Pay AnyoneMobile WalletA2A Transfer, Account Alerts
  • Free ATMs, no service charges, no overdraft
  • Incentives for BALANCE Financial Awareness modules (budgeting, spending, credit)
  • Report card achievement bonuses to promote the importance of education.
  • Establishing credit through your debit card
  • Secured Loans to build credit history.
  • College scholarships for DOLFCU members – Eligible by maintaining a good account or completing BALANCE Financial Fitness modules
  • First Auto Loan (with co-borrower) – preferred rates!

1 Annual Percentage Yields (APY) is accurate as of July 1, 2021 and is subject to change. No minimum balance required to open. Primary member on account must be 18 years old or younger. Journey savings accounts are transitioned to Regular Share/Savings when the Primary member reaches 19 years old. Account fees may reduce earnings.

2 Cash back payout limited to $15/month per account regardless of the number of debit cards issued. Primary member on account must be between 12-21 years of age. Journey checking accounts are transitioned to an adult checking account (Basic or Reward Checking) when the Primary member reaches 22 years old.


PERSONAL LOAN: Rates as LOW as 4.99% APR.

Personal Loan

Finance your Summer Fun!

DOLFCU can help you consolidate multiple loans to reduce your monthly payments or pay off debt faster. Need extra cash? A personal loan with DOLFCU could help you affordably finance your summer vacation, home furnishings or repairs, tuition, medical expenses and more!

Apply online today to take advantage of:

  • Up to 72-month terms
  • Loans from $500 up to $25,000
  • Competitive Fixed Rates*
  • Use our Loan Calculator to estimate your payments.

*As an example, a loan for a member with excellent credit of $10,000 at 4.99% Annual Percentage Rate (APR) for 48 months results in a monthly payment of $230.25. Your APR may be higher & is based on your credit and loan terms. Loan approval & processing is based on standard loan underwriting guidelines. Not all applicants will be approved. Equal Opportunity Lender.

 

Personal Cash/Line of Credit

This flexible cash line of credit can be used as overdraft protection or to access cash quickly and easily, whenever you need it. Apply online today to take advantage of:

  • No application, cash advance or annual fees!
  • Borrow only what you need, when you need it
  • Move money to and from your accounts from your phone or computer
  • Protect your checking account and avoid costly overdraft fees
  • Variable rates as low as Prime plus 5.00% - currently 10% APR**
  • Fixed Payments for better budgeting

** Prime Rate as published in the Wall Street Journal the first business day of each month. As of November 1, 2020, the Prime Rate is 3.25%. All variable rate loans have a floor of 2.5% and max of 18% and are based on your creditworthiness and our underwriting standards. Monthly payment depends on amount borrowed and term of loan. Contact us for details and membership eligibility requirements. Equal Opportunity Lender.


AUTO: No Payments for 90 Days & $150 Cash Back!

See How Much You Can Save!

Refinance your auto loan from another financial institution.
Make No Payments for 90 days and receive $150 Cash Back!1

Have multiple car loans elsewhere?2
Ask us about our multi car loan discounts!

Refinance today!

Considering a New Vehicle?

We'll even help you do your research to find the best deal with our AutoSmart or United Buying Service (UBS) programs! Once you find the perfect vehicle (Autos, SUVs, Trucks, Tractors, Motorcycles, RVs, Snowmobiles, ATV, Boats, and Personal Watercraft), we may even help you save on car insurance with TruStage!

Apply online today to take advantage of:

  • FAST Pre-Approval - Shop as if you have cash in hand!
  • NEW LOWER RATES NOW AVAILABLE with up to 96-month terms.
  • Low Cost insurance options and extended warranties.
  • Tax, tags, title, & maintenance agreement included in the loan cost.
  • Annual Skip-A-Pay Option3
  • Sign and send documents electronically.

We also encourage members to use our Loan Calculator to estimate their payments.

1 ELTV requirements apply to qualify for deferral. Interest accumulates during any deferment. $150 deposited to savings after closing of auto loan of $5,000 or more. We reserve the right to retain incentive dollars if loan is closed, paid off or refinanced elsewhere within the first two years. All accounts of obligor must be in good standing to receive incentive. Annual Percentage Rate (APR) ranges between 1.79%-7.99% based on credit. For borrowers with excellent credit a 60-month vehicle loan of $20,000 at 1.79% APR would have 60 monthly payments of $349. Your rate and payment may vary. Approvals based on credit and vehicle condition. Refi’s mirror term and cosigners of current loan.  Eligible model years 2013-2021, maximum LTV restrictions may apply based on MSRP of new vehicles and the NADA retail value of used vehicles. Collateral insurance required for life of loan. DOLFCU auto loans ineligible for offer. Applications must be received by 12/31/21 for this offer. Other restrictions may apply. DOLFCU reserves the right to end this program at any time and terms are subject to change without notice. Contact us for details. Equal Opportunity Lender.

2 When you refinance 2 or more car loans with DOLFCU, you will receive a .25pt discount on each car.

3 Skip-A-Pay (SAP) is an optional consumer loan program to defer one monthly payment for a fee, currently $30/skipped payment. Loans must be open for at least 1 year and be current to be eligible for SAP. Other SAP qualifications apply. Interest accrues during and after payment deferral at loan contract rate. Deferring payment(s) results in higher finance charges and extension of loan term. Payments must be resumed the month following a skipped payment. DOLFCU has the right to limit the number of skips per loan. SAP program terms and conditions subject to change at any time.


NOW OFFERING: Financial Planning & Investments to Help you Achieve your Financial Goals!

Financial Planning & Investments to Help you Achieve your Financial Goals.

Whether you are just starting out on your financial journey or preparing for retirement, DOLFCU's advisory team can help you establish a clear path to achieve your financial goals. You will have your own wealth management team, led by your dedicated advisor, who will provide financial advice and investment management.

Evan Kulak - Wealth Management Advisor

Schedule an appointment today!

Email: evan@cuwgroup.com
Phone: (202) 780-4150

Meet Your Advisor

As your financial advisor, I actively listen and collaborate with you to understand your current financial situation and prioritize your financial goals. I work to understand your risk tolerance, time horizon, and investment preferences to establish a personalized financial plan. As a professional fiduciary, I am required to keep your best interests in mind. All members may schedule a complimentary call with me at any time to learn more or ask questions - no commitment necessary. All members receive:

  • A dedicated relationship with the DOLFCU advisory team
  • Financial planning services
  • Professional investment management
  • Affordable pricing, no commissions, no hidden fees

I am available morning, evenings, and weekends in addition to normal business hours. I am looking forward to speaking with you!

We Help You Succeed!

We provide a full range of wealth management services. You can come to us with any financial questions - whether they are complex or simple. As a valued member we are here to help you navigate your financial life.

Financial Planning

Your advisor can help you define your goal and analyze your options to develop and implement a personalized financial strategy. ​

  • Starting an Emergency Fund​
  • Retirement Planning
  • 401(k); IRA;  Social Security
  • Education / College Planning
  • Budgeting
  • Insurance Analysis

Investments

Our investment team works to determine the appropriate investment strategy based on your goals and feelings about risk.

  • Managed Portfolios
  • Mutual Funds
  • Exchange Traded Funds (ETFs)
  • Stocks, Bonds
  • Cash Management
  • Portfolio Reviews

Online Financial Dashboard

You will have 24 / 7 access to your own online financial dashboard where you can easily track and manage your financial goals and investments.

  • Advisor insights & recommendations
  • Scenario Planning
  • Interactive Goal setting
  • Financial Planning Tools
  • Investment / Portfolio Details
  • Account Actions


Conversations at your Convenience

Your Advisor is available during normal business hours as well as evenings & weekends.


Account Types

Individual
Joint
Custodial
Revocable Trust
Irrevocable Trust

Roth
Traditional
Rollover
SEP
SIMPLE
Beneficiary

401(k)
Roth 401(k)
403(b)
457
Health Savings Accounts (HSA)

Not NCUA Insured | No Credit Union Guarantee | May Lose Value
Not Guaranteed by any Government Agency | Not a Credit Union Deposit

Disclosure

Investment products and services are offered independently through Credit Union Wealth Group, an SEC-registered investment advisor. Credit Union Wealth Group and Department of Labor Federal Credit Union (DOLFCU) are not affiliated. Products and services made available through Credit Union Wealth Group are not insured by NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union, credit union service organization, or credit union affiliate. These products are subject to investment risk, including the possible loss of the principal amount invested.

Check the background of this financial professional on the Investment Adviser Public Disclosure site.

MORTGAGE: Up to $3500 in Closing Cost Credits!

Whether you are purchasing a new home or refinancing, DOLFCU's got the home loan you need!

We've increased our cash-off closing incentives!

Up to $3,500* depending on your loan balance! Start with DOLFCU and learn more about our conventional, VA and FHA mortgage options.

For a limited time, we're offering cash off closing costs as follows:

$1,500 off on balances of $0 - $250,000
$2,500 off balances of $250,001 - $350,000
$3,500 off balances over $350,000

*Must meet DOLFCU membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Other restrictions may apply. For a limited-time, we’re offering cash off closing costs as follows: $1,500 off on balances of $0-$250,000; $2,500 off balances of $250,001-$350,000; and $3,500 off balances over $350,000. Members must be enrolled in It's Me 247 Online Banking and e-statements. All accounts must be in good standing to receive cash back. We reserve the right to retain incentive dollars if loan is closed, paid off or refinanced elsewhere within the first two years. Limited-time offer. Terms and conditions subject to change without notice. Contact us for details.

Buying a Home?

The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. It's easy with DOLFCU and our partner, Credit Union Mortgage Association, Inc. (CUMA).

First Time Home Buyers

Get up to 100% financing1 & earn thousands in cash rewards.2 PLUS, earn up to an additional $1500 in closing costs.3 Learn more about our First Time Homebuyer Program.

Online Mortgage Center

Experience the "Credit Union Mortgage Advantage" with reduced paperwork and hassle-free online mortgage applications. It's really that simple... just answer a few questions and receive an online decision in minutes. Access our Online Mortgage Center where you can:

First mortgage loans are available through conventional, FHA and VA programs. You may choose from a variety of fixed and adjustable rate repayment options. Click here for the latest mortgage rates.

Apply online today or call us between 8:30am - 5:00pm EST at (855) 913-6185. If you call outside of our regular business hours to speak with a loan officer, press 3 to be connected to our after-hours call center. Click here to contact us online.

Department of Labor FCU NMLS Institution ID 447026

Already Have a Mortgage through DOLFCU?

Download the Mobile App for your iPhone, iPad, or Android! Search for “Credit Union Mortgage Association” in the Android Google Play Store or Apple iTunes for iPhone and iPad users. You must already be registered via our website in order to enjoy the benefits of making a payment, updating your contact information, accessing your monthly statement, and more directly from your mobile device!


1 Must meet DOLFCU membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Refinancings ineligible. Other restrictions may apply.

2 To be eligible for cash rewards, members must register with HomeAdvantage. For details see: https://cumortgage.mycuhomeadvantage.com/

3 $1500 cash back for members enrolled in It’s Me 247 Online Banking, e-statements, mobile banking, maintain a checking account and have at least one recurring direct deposit. All accounts must be in good standing to receive cash back.

Terms and conditions subject to change without notice. Contact us for details. DOLFCU is an Equal Opportunity Lender.


HELOC: Make Home Even Sweeter!

Let Your Home Unlock the Possibilities

Searching for flexibility and convenience?

DOLFCU’s Home Equity Line of Credit (HELOC) is perfect for home improvement projects and other expenses.

Whether you’re thinking about renovating your home, paying for education, or taking advantage of investment opportunities, DOLFCU can help you find the best home equity option for your needs. Put the equity in your home to work on your next project. By tapping the value you’ve built in your home, you can fund anything from energy-efficient window installation in your home to debt consolidation.

DOLFCU’s Home Equity Line of Credit offers you the flexibility to borrow only the amount you need, as you need it, throughout the draw period.

  • Variable rates as low as Prime*
  • Low monthly payments
  • Interest may be tax-deductible*
  • Only pay interest on money you borrow

Check out our competitive rates!

*Prime Rate as published in the Wall Street Journal the first business day of each month. As of November 1, 2020, the Prime Rate is 3.25%. Not all applicants will qualify for this rate. Annual Percentage Rates are based on applicant’s credit and our underwriting standards, which may include discounts for additional credit union services. APRs subject to change based on Prime with a minimum rate of 3.0% and maximum of 18%. The cost of an appraisal normally ranges from $170-$500 is paid by the member whether or not the loan closes, if an appraisal is required. Borrower responsible for remainder of closing costs which generally range between $175-$2150, any taxes and insurance. Property insurance required; flood insurance may be required. Program fees, rates and features subject to change without notice. All loans are subject to credit approval and membership eligibility. Minimum loan amount is $20,000. A home equity line of credit is by secured by a 1st or 2nd lien on your residential property located in Maryland, DC and Virginia only. Consult a tax advisor regarding the deductibility of interest. Other terms and restrictions may apply. Please email Loans@DOLFCU.org or call (202) 789-2901, ext 3 for additional details. DOLFCU is an Equal Opportunity Lender.


MASTERCARD: 1.99% APR on Balance Transfers for 12 Months!

DOLFCU's MasterCard®

Now is a great time to transfer your higher-rate balances to DOLFCU’s MasterCard®!

With no hidden fees or fancy gimmicks, DOLFCU's MasterCard® gives you all the purchasing power you need--anywhere, anytime - along with an everyday low rate! Pay off your higher rate debts and save money today! 

Apply ONLINE and start taking advantage of:

  • 1.99% APR1 on balance transfers for 12 months! After 12 months, the APR you qualify for, based on your credit, currently between 8.99-17.99%, will apply.
  • Credit lines up to $25,000.
  • No annual fee, no balance transfer fee, and no cash advance fees.
  • No fees2 and same low APR on both cash advances and purchases!
  • FREE online and mobile access.
  • Rewards from travel to gift cards to merchandise & beyond!

1 1.99% Promotional APR applies to balance transfers for 12 months from the date your first transfer posts to your account. Your current APR, between 8.99%-17.99% APR, will apply to any other transactions and any transfer balances remaining when the promotional period expires. Interest on balance transfers begins to accrue immediately. Loan approval and processing is based on standard loan underwriting guidelines. Certain restrictions apply, contact us for details. Equal Opportunity Lender. Offer available for a limited time only and subject to change without notice.

2 Foreign Transaction Fees (FTF) for Debit and Credit Card Programs: There is a 1% FTF assessment for international transactions. (See below for information on rates and fees.)

Consumer Credit Card Agreement and Disclosure - Standard MasterCard
Updated June, 2017

Your Points, Your Perks, Your Way!

Rewards! is a simple, easy to use program that lets you earn points when you use your rewards card. From groceries to utility bills to dining, your everyday purchases will really pay off. Rewards! offers you the freedom to choose the rewards you really want. How and when you use your points is up to you!

Hundreds of Reward Options

Earn 1 point for every $1 in credit card signature purchases. Redeem your points for rewards including merchandise, travel, gift cards, experiences, cash back, charitable donations and more.

Sign in or Register today!

Merchandise

With our extensive merchandise selection, you’ll be sure to find the reward item you’ve been saving for! Browse hundreds of brand-name rewards including cameras, tablets, gaming consoles and more!

Green Products

Choose from products that are energy saving, resource conserving, made from recycled materials or made from natural materials.

Travel

Spontaneous or planned, however you choose to travel; Rewards! offers a wide range of getaways to suit your style. Browse top travel destinations, access exclusive deals and redeem points for airline tickets, hotel accommodations, car rentals, cruises, vacation packages and destination activities & excursions all in one place. Enjoy freedom from restrictions!

  • No blackout dates
  • No advance notice requirement
  • No round-trip flight requirement
  • No Saturday night stay requirement

Gift Cards

Rewards! features dozens of merchants in various categories. Sample gift cards include:

  • Dining (Olive Garden, Applebee's...)
  • Entertainment (Game Stop, Fandango...)
  • Fuel (BP...)
  • Salon & spa
  • Shopping (Macy's, Best Buy...)

Experiences

From golf trips to white water rafting, Rewards! has the rewards to fit your unique lifestyle. Sample experiences include:

Sports

  • Round of golf
  • In-home session with a personal trainer
  • White water rafting

Getaways

  • Wine lover’s getaway
  • Luxury ski getaway
  • 2 nights in Las Vegas

Entertainment

  • Stock car racing ride along
  • Hot air balloon ride
  • Private couple’s cooking class

Cash Back

Rewards! offers you the flexibility and freedom to spend your reward any way you want. You may choose to receive an account credit that will be applied to your rewards account* or choose to redeem for our prepaid card that can be used at millions of locations. Treat yourself to a fun evening out, gift a friend or a family member or get that little extra something you’ve always wanted. Remember, the more you spend the more you earn!

Charitable Donations

Pay it forward with points! Redeem your points for a greater good by selecting a CharityChoice gift card. Donations can be designated to up to 3 charities of your choice.

*Points will automatically be subtracted from your account and a credit will appear on your Rewards! account within the next two billing statements after your order was placed.

PIN Change / Card Activation

Change Card PIN to your selected PIN from any touch tone phone:
(877) 267-6914

Activate your card using a touch tone phone:
(866) 619-0245

Lost/Stolen Cards

During business hours, report a lost/stolen card:
(202) 789-2901

After-hours & weekends, report a lost/stolen card:
(800) 528-2273

When traveling internationally, report a lost/stolen card:
(812) 647-9794

To report fraud or a dispute transaction:
(800) 808-6402



Mastercard Application and Solicitation Disclosure

INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases 8.99%-17.99% when you open your account, based on your creditworthiness.
APR for Balance Transfers 8.99%-17.99% when you open your account, based on your creditworthiness.
APR for Cash Advances 8.99%-17.99% when you open your account, based on your creditworthiness.
How to Avoid Paying Interest
on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
FEES
Set Up and Maintenance Fee Account Set-up Fee None
Program Fee None
Participation Fee None
Additional Card Fee None
Application Fee None
Transaction Fees Balance Transfer Fee None
Cash Advance Fee None
Foreign Transaction Fee 1% of each transaction in U.S. dollars
Transaction Fee for Purchase None
Penalty Fee Late Payment Fee Up to $20.00
Returned Payment Fee Up to $28.00
How We Will Calculate Your Balance:
We use a method called "average daily balance (including new purchases)."
Effective Date:
The information about the costs of the card described in this application is accurate as of November 1, 2020. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

For California Borrowers, the Standard Mastercard is a secured credit card. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. Notwithstanding the foregoing, you acknowledge and agree that during any periods when you are a covered borrower under the Military Lending Act your credit card will be secured by any specific Pledge of Shares you grant us but will not be secured by all shares you have in any individual or joint account with the Credit Union. For clarity, you will not be deemed a covered borrower if: (i) you establish your credit card account when you are not a covered borrower; or (ii) you cease to be a covered borrower.

Other Fees & Disclosures:

Late Payment Fee: $20.00 or the amount of the required minimum payment, whichever is less, if you are one or more days late in making a payment.

Returned Payment Fee: $28.00 or the amount of the required minimum payment, whichever is less.

Card Replacement Fee: $5.00.

Document Copy Fee: $4.00.

Emergency Card Replacement Fee: $55.00.

PIN Replacement Fee: $5.00.

Rush Fee: $55.00.

Statement Copy Fee: $3.00.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

REFERALS: Get up to $550!

Refer your Co-Workers, Friends & Family
& Get Up to $550.*

Share the benefits of a DOLFCU Membership!

DOLFCU offers a wide variety of services, designed with you in mind! From savings and checking, to virtually every type of loan, you’ll find this credit union is a great place to take care of your financial needs. AND, access to your account is a snap! Online banking, ATMs, direct deposit, audio response, mobile banking/deposit and more, provide the convenience you need for your busy lifestyle.

Now is the perfect time to encourage your family members and co-workers to take advantage of credit union membership.

With our Referral Program, you'll both get $50* (in the form of a deposit applied to your DOLFCU savings account) when the new member, referred by you, opens both a savings and checking account. You may refer up to 11 people.

Membership benefits & services have never been better!

Simply provide the email addresses of co-workers, friends, or family members and we'll invite them to experience the benefits of DOLFCU membership. Don't worry, we won't spam them!

*To qualify, referring member must be at least 18 years old and not in arrears on any DOLFCU account. New members must be new to DOLFCU, qualify for membership, open a savings account and checking account and provide acceptable identification documentation. Referral must be documented at open of new account. As of 2/1/2021, Annual Percentage Yield for savings account is .05% and requires minimum $5.00 deposit. Awards deposited into savings accounts of eligible members 30 days after new account opening. New accounts must stay open and be in good standing for at least six months or risk DOLFCU retaining incentive payout on either account. New members are limited to one award ($50) which is subject to income tax reporting. Referring member is limited to 11 awards ($550). DOLFCU reserves the right to restrict or retain incentive for accounts opened fraudulently or for fraudulent purpose and to end this program at any time. Terms are subject to change without notice. New account with referral must be opened by 12/31/2021 to qualify.

JOIN: Earn Up To $200!

Take Advantage of
Our New Member Incentives!

Join DOLFCU today & earn up to $200!1

Set up Direct Deposit,2
receive $100.

Use your Debit Card 10 times,3
receive $100.

See for yourself why DOLFCU is better than a bank! If you're an Employee, Retiree, Immediate Family Member*, or the Spouse of a deceased member of one of our Eligible Organizations, it's quick and easy to open an account and start enjoying all the advantages of the "Credit Union Difference" today!

A membership with DOLFCU can help you improve your financial well-being:

  • FREE Checking with No Minimum Balance & No Per Check Fees
    Loans of any kind with Competitive Rates
  • FREE "No Fee" ATM Network
  • FREE ATM Deposit Network
  • FREE Financial Seminars
  • FREE Online Loan & Savings/Investment Calculators
  • FREE Debit Card & Online Account Access with Internet HOME Banking
  • FREE Local & National CO-OP Shared Branch locations
  • FREE Accidental Death & Dismemberment Insurance
  • Managed Credit Program for those with less than perfect credit
  • Special Holiday & Vacation Savings Club Accounts
  • Share Certificates, Money Market Accounts & IRAs
  • Money Orders, Western Union & Wire Transfers
  • Friendly, personalized service
  • Deposits Federally Insured To An Aggregate Of $250,000 By NCUA

Apply Online Now!

You can complete the entire DOLFCU membership process right away online. Simply "Fill Out An Application" and submit your request for membership through our secure Application Portal, 24 hours a day.

Apply In-Person, Via Email or by Fax at your convenience.

You may also DOWNLOAD the Membership Application Packet and disclosures now. Complete and return the membership application to one of our DOLFCU Branches Locations or email the forms to MemberServices@DOLFCU.org. You may also fax your completed information to us at (202) 408-8253.

Your signature, a copy of a state-issued Driver’s License or Other Identifying Documentation**, and the initial $5.00 share deposit are required to complete your membership request. Upon receipt of your application, a Member Services Representative will review your request and contact you shortly to complete your membership process. Remember, the sooner you join, the sooner you can start to enjoy the benefits of your Credit Union.

If you have any questions regarding your membership application, please contact us at (202) 789-2901 or email MemberServices@DOLFCU.org.

You can also obtain more information or join DOLFCU by

* Must be new to DOLFCU, qualify for membership, open a savings account (minimum $5.00 deposit required) and checking account (no minimum required deposit for Basic Checking) and provide acceptable identification documentation. Annual Percentage Yield for savings is .05% as of 4/1/2021. Award(s) deposited to savings 30 days after open if requirements (1) and (2) below met. Accounts must remain open and in good standing for at least six months from open date. New members are limited to 1 $100 award for qualifying direct deposit and 1 $100 award for qualifying debit transactions. Awards subject to income tax reporting. Account must be opened by 12/31/2021. DOLFCU reserves the right to end this program at any time and terms are subject to change without notice.

2 $500 minimum amount for recurring Direct Deposit must be completed within 45 days of account open. We accept direct deposit of all payrolls, including Social Security, Civil Service and Military Retirement Benefits.

3 10 transactions must be posted within 60 days of card’s issuance date.

*Immediate Family Member eligibility is limited to spouse, child, sibling, parent, grandparent or grandchild. For the purposes of this definition, Immediate Family Member includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit.

**To help the government fight the funding of terrorism and money laundering activities, when opening a new account, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also ask to see your driver's license or other identifying documents.