Special Offers

Special Offers

Save Money with our Lower Loan Rates, Higher Savings Rates, and Low or No-Fee Services!

Don't miss out!
Check out our limited-time offers below!

Tax Information

Your DOLFCU Tax Information

When filing your tax returns, you may need two types of forms from DOLFCU:

  • Form 1099
  • Form 1098

Form 1099

If you need to show dividend earnings or other 1099 information and you receive paper statements your 1099 Form was included with your December Statement. You can also view your Form 1099 information through online or mobile banking.

  • Mobile App: Sign in and tap More in the bottom right of the screen, then tap eStatements.
  • Online: Sign in and click the My Documents at the top of the screen. Choose eStatements. The current tax year’s form will be listed to view or download. You can also locate your year-end tax information at the bottom of your December statement details.

Form 1098

Form 1098 (Mortgage Interest Statement) is helpful to show you paid interest, points or mortgage insurance premiums as you may be able to use these expenses as deductions.

  • Form 1098 will arrive by US Mail.


REFERALS: You can earn $550!

Refer your Co-Workers, Friends & Family
& Get Up to $550.*

Share the benefits of a DOLFCU Membership!

DOLFCU offers a wide variety of services, designed with you in mind! From savings and checking, to virtually every type of loan, you’ll find this credit union is a great place to take care of your financial needs. AND, access to your account is a snap! Online banking, ATMs, direct deposit, audio response, mobile banking/deposit and more, provide the convenience you need for your busy lifestyle.

Now is the perfect time to encourage your family members and co-workers to take advantage of credit union membership.

With our Referral Program, you'll both get $50* (in the form of a deposit applied to your DOLFCU savings account) when the new member, referred by you, opens both a savings and checking account. You may refer up to 11 people.

Click to Refer Now!

*To qualify, referring member must be at least 18 years old and not in arrears on any DOLFCU account. New members must be new to DOLFCU, qualify for membership, open a savings account and checking account and provide acceptable identification documentation. Referral must be documented at open of new account. As of 1/1/2022, Annual Percentage Yield for savings account is .05% and requires minimum $5.00 deposit. Awards deposited into savings accounts of eligible members 30 days after new account opening. New accounts must stay open and be in good standing for at least six months or risk DOLFCU retaining incentive payout on either account. New members are limited to one award ($50) which is subject to income tax reporting. Referring member is limited to 11 awards ($550). DOLFCU reserves the right to restrict or retain incentive for accounts opened fraudulently or for fraudulent purpose and to end this program at any time. Terms are subject to change without notice. New account with referral must be opened by 12/31/2022 to qualify.


Skip a Loan Payment

Skip-A-Pay is BACK and it is Better Than Ever!

Skip out on stress and choose to skip your loan payment ANYTIME through the year!

Qualified members may opt to skip 2 monthly or 4 biweekly loan payments anytime this year for only $20* using our Self-Service Skip A Pay!

Available anytime on It’sMe247 and can be accessed through your online & mobile banking.

Submit Your Skip In 4 Easy Steps:

Step One:

  • Log In to It’sMe247SAP Instructions
  • Click ACCOUNTS
  • Click On the Loan Record
  • Menu Drop Display Appears
  • Select Skip A Payment
  • All Eligible Loans Will Appear






Step Two:


  • Choose Which Loan You Would Like To Skip from the Eligible Payments

SAP Step Two



Step Three:SAP Step 3

  • After selecting the loan you will see the details of the fees and dates.
  • There will only be one Eligible Skip A Pay program (Self-Serve Skip)
  • The fee will show as $20
  • Next Payment will be 1-month from the due date of the payment being skipped.
  • Select the account the fee is to be debited from
  • Agree to the Terms Of This Program
  • Select Skip Payment






Step Four: Confirmation!

Skip A Pay Step 4

There is a $30* Fee if skip is completed by the credit union.

To complete your Skip-a-Loan Payment application for $30*, submit your name and email to our partner, eDoc Innovations for access to the online form.

For additional details about the Skip-a-Loan Payment, email skip-a-pay@dolfcu.orgvisit a branch, or call a DOLFCU Member Services Representative at (202) 789-2901.

*Certain restrictions may apply. A one-time $20 or $30 fee is deducted from your account for each monthly loan payment you skip. To cover the fee, sufficient funds must be available at the time of request. Payments on first and second mortgages, home equity, holiday and stretch pay loans are excluded from this promotion. Not all loans may qualify. You must have had the loan for a minimum of 12 months. The loan must not be more the 30 days delinquent to qualify. By skipping any loan payment(s), you extend your loan payment by one month or by two biweekly payments. Maximum of 2 skips allowed in 12 months. Maximum of 5 skips per life of the loan. Loan payments resume on the next due date after the skipped payment. No back to back skips. Interest will continue to accrue on your loan(s). Deferring the payment on your auto loan may impact the amount of your GAP settlement if a claim is submitted for this loan. Contact us for specific details concerning your loans.

CARVANA: We're excited to announce that Carvana has joined the Love My Credit Union Rewards family with an exclusive $100 cash reward for credit union members!

Exclusive Carvana Member Offer

We're excited to announce that Carvana has joined the Love My Credit Union Rewards family with an exclusive $100 cash reward for credit union members!

Carvana Logo

Love My Credit Union Stacked Logo

Carvana is the leading e-commerce platform for buying used cars and the fastest-growing used auto retailer in the country. With Carvana you can:

  • Browse certified inventory: low mileage, no reported accidents, 150-point inspection.
  • Shop from home: buy online with delivery or pickup available as soon as the next day.
  • Get more for less: save valuable time and money by shopping online.
  • Buy with confidence: 7-day money-back guarantee, 100-day warranty.
  • Finance with ease: easily finance a Carvana purchase with a loan from DOLFCU.

Get pre-approved for your auto loan today and start shopping over 20,000 vehicles with Carvana all from the comfort of home!

Visit Carvana Today!

Four Tips for Purchasing Your Next Vehicle Online

No matter how you plan to purchase your next vehicle, the car buying process can be daunting and leave you feeling like you’ve been taken for a ride. Fortunately, online dealers, like the popular Carvana, have streamlined the process and created more transparency in their pricing. But doing your car shopping 100% online doesn’t always mean 100% less stress.

We’re here to help. If you’re looking to purchase your next car online, check out these tips.

Tip #1: Finalize Your Financing

Before you set foot on the virtual lot, work with your credit union to get all of your ducks in a row—and most important, determine what your budget is. It’s good to get pre-approved for an auto loan so you can shop the online showroom with confidence. If you want to get pre-approved for an auto loan with DOLFCU, contact us and we can help.

When your finances are firmed up, the fun can begin. Through online dealers like Carvana, you can filter vehicles based on your budget. It’s a great way to shop for cars you know you can afford.

Tip #2: Do Your Research

It’s not just about finding a car within your budget, it’s about finding a car that you love within your budget. Which means you’ll have some digging to do.

Are you looking for great fuel economy? Off-road versatility? Trailer and towing capacity?

Figure out what features are a must and which you can live without. Once you know what you want, it's easier to narrow down your search. And be sure to check out Carvana’s 150 point inspection which includes a CARFAX history report.

Tip #3: Test Drive in Real Life

Purchasing a vehicle online doesn’t mean you can’t take a test drive. In fact, thanks to Carvana's 7-Day Return Policy, you can have the vehicle delivered to your driveway and drive it risk-free for a week. Isn't exactly what you wanted? They'll come pick it up for a full refund.

Tip #4: Cash in on a $100 Credit Union Member Reward

Finally, if you’re a credit union member, be sure to visit Love My Credit Union Rewards and receive $100 when you purchase a vehicle through Carvana. It’s just one of the many perks of being a credit union member.

Get pre-approved for your auto loan today and start shopping over 20,000 vehicles with Carvana all from the comfort of home!

Visit Carvana Today!

* Valid only for Carvana purchases through LoveMyCreditUnion.org. See Terms and Conditions.

CU OFFERS: Exclusive offers and deals for credit union members.

Credit Union Membership Has Its Perks

Exclusive offers and deals for credit union members. Thousands of discounts and savings are available exclusively for credit union members.

Sign in or Register for free access to Credit Union Offers today to take advantage of the following:

Restaurant Discounts

Get location-based offers from your favorite local restaurant or national dining establishment.

Travel Savings

Search special wholesale savings when you book your next hotel room, flight, or car rental through our booking engine. Look for great rates on domestic and international travel.

Prescription Savings

Your CU Offers digital Prescription Savings Card is good at 99% of pharmacies across the country and offers savings up to 85% or more. Discounts are available for those with and without insurance.

Theme Park Discounts

Our authorized ticket partner provides CU Offers members with authentic tickets at discounted prices. Tickets available at Walt Disney World® Resort, Disneyland® Resort, Universal Orlando Resort™, Universal Studios Hollywood™, SeaWorld® Orlando, SeaWorld® San Diego and more!

Visit CU Offers Today!

AUTO: No Payments for 90 Days & $150 Cash Back!

See How Much You Can Save!

Refinance your auto loan from another financial institution!
Make No Payments for 90 days and receive $150 Cash Back!1

Have multiple car loans elsewhere?2
Ask us about our multi car loan discounts!

Refinance today!

Considering a New Vehicle?

We'll even help you do your research to find the best deal with our AutoSmart or Carvana! Once you find the perfect vehicle (Autos, SUVs, Trucks, Tractors, Motorcycles, RVs, Snowmobiles, ATV, Boats, and Personal Watercraft), we may even help you save on car insurance with TruStage

Apply online today to take advantage of:

  • FAST Pre-Approval - Shop as if you have cash in hand!
  • NEW LOWER RATES NOW AVAILABLE with up to 96-month terms.
  • Low Cost insurance options and extended warranties.
  • Tax, tags, title, & maintenance agreement included in the loan cost.
  • Annual Skip-A-Pay Option3
  • Sign and send documents electronically.

We also encourage members to use our Loan Calculator to estimate their payments.

1 ELTV requirements apply to qualify for deferral. Interest accumulates during any deferment. $150 deposited to savings after closing of auto loan of $5,000 or more. We reserve the right to retain incentive dollars if loan is closed, paid off or refinanced elsewhere within the first two years. All accounts of obligor must be in good standing to receive incentive. Annual Percentage Rate (APR) ranges between 1.79%-7.99% based on credit. For borrowers with excellent credit a 60-month vehicle loan of $20,000 at 1.79% APR would have 60 monthly payments of $349. Your rate and payment may vary. Approvals based on credit and vehicle condition. Refi’s mirror term and cosigners of current loan.  Eligible model years 2014-2022, maximum LTV restrictions may apply based on MSRP of new vehicles and the NADA retail value of used vehicles. Collateral insurance required for life of loan. DOLFCU auto loans ineligible for offer. Other restrictions may apply. DOLFCU reserves the right to end this program at any time and terms are subject to change without notice. Contact us for details. Equal Opportunity Lender.

2 When you refinance 2 or more car loans with DOLFCU, you will receive a .25pt discount on each car.

3 Skip-A-Pay (SAP) is an optional consumer loan program to defer one monthly payment for a fee, currently $20 for online skipped payment or $30 for employee assisted skipped payment. Loans must be open for at least 1 year and be current to be eligible for SAP. Other SAP qualifications apply. Interest accrues during and after payment deferral at loan contract rate. Deferring payment(s) results in higher finance charges and extension of loan term. Payments must be resumed the month following a skipped payment. DOLFCU has the right to limit the number of skips per loan. SAP program terms and conditions subject to change at any time.

NOW OFFERING: Financial Planning & Investments to Help you Achieve your Financial Goals!

Financial Planning & Investments to Help you Achieve your Financial Goals.

Whether you are just starting out on your financial journey or preparing for retirement, DOLFCU's advisory team can help you establish a clear path to achieve your financial goals. You will have your own wealth management team, led by your dedicated advisor, who will provide financial advice and investment management.

Evan Kulak - Wealth Management Advisor

Schedule an appointment today!

Email: evan@cuwgroup.com
Phone: (202) 780-4150

Meet Your Advisor

As your financial advisor, I actively listen and collaborate with you to understand your current financial situation and prioritize your financial goals. I work to understand your risk tolerance, time horizon, and investment preferences to establish a personalized financial plan. As a professional fiduciary, I am required to keep your best interests in mind. All members may schedule a complimentary call with me at any time to learn more or ask questions - no commitment necessary. All members receive:

  • A dedicated relationship with the DOLFCU advisory team
  • Financial planning services
  • Professional investment management
  • Affordable pricing, no commissions, no hidden fees

I am available morning, evenings, and weekends in addition to normal business hours. I am looking forward to speaking with you!

We Help You Succeed!

We provide a full range of wealth management services. You can come to us with any financial questions - whether they are complex or simple. As a valued member we are here to help you navigate your financial life.

Financial Planning

Your advisor can help you define your goal and analyze your options to develop and implement a personalized financial strategy. ​

  • Starting an Emergency Fund​
  • Retirement Planning
  • 401(k); IRA;  Social Security
  • Education / College Planning
  • Budgeting
  • Insurance Analysis


Our investment team works to determine the appropriate investment strategy based on your goals and feelings about risk.

  • Managed Portfolios
  • Mutual Funds
  • Exchange Traded Funds (ETFs)
  • Stocks, Bonds
  • Cash Management
  • Portfolio Reviews

Online Financial Dashboard

You will have 24 / 7 access to your own online financial dashboard where you can easily track and manage your financial goals and investments.

  • Advisor insights & recommendations
  • Scenario Planning
  • Interactive Goal setting
  • Financial Planning Tools
  • Investment / Portfolio Details
  • Account Actions

Conversations at your Convenience

Your Advisor is available during normal business hours as well as evenings & weekends.

Account Types

Revocable Trust
Irrevocable Trust


Roth 401(k)
Health Savings Accounts (HSA)

Not NCUA Insured | No Credit Union Guarantee | May Lose Value
Not Guaranteed by any Government Agency | Not a Credit Union Deposit


Investment products and services are offered independently through Credit Union Wealth Group, an SEC-registered investment advisor. Credit Union Wealth Group and Department of Labor Federal Credit Union (DOLFCU) are not affiliated. Products and services made available through Credit Union Wealth Group are not insured by NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union, credit union service organization, or credit union affiliate. These products are subject to investment risk, including the possible loss of the principal amount invested.

Check the background of this financial professional on the Investment Adviser Public Disclosure site.

MORTGAGE: Up to $2500 in Closing Cost Credits!

Whether you are purchasing a new home or refinancing, DOLFCU's got the home loan you need!

We're offering cash-off closing incentives!

Up to $2,500* depending on your loan balance! Start with DOLFCU and learn more about our conventional, VA and FHA mortgage options.

For a limited time, we're offering cash off closing costs as follows:

$1,000 off on balances of $0 - $250,000
$2,000 off balances of $250,001 - $350,000
$2,500 off balances over $350,001

*Must meet DOLFCU membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Other restrictions may apply. For a limited-time, we’re offering cash off closing costs as follows: $1,000 off on balances of $0-$250,000; $2,000 off balances of $250,001-$350,000; and $2,500 off balances over $350,001. Members must be enrolled in It's Me 247 Online Banking and e-statements. All accounts must be in good standing to receive cash back. We reserve the right to retain incentive dollars if loan is closed, paid off or refinanced elsewhere within the first two years. Limited-time offer. Terms and conditions subject to change without notice. Contact us for details.

Buying a Home?

The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. It's easy with DOLFCU and our partner, Credit Union Mortgage Association, Inc. (CUMA).

First Time Home Buyers

Get up to 100% financing1 & earn thousands in cash rewards.2 PLUS, earn up to an additional $1500 in closing costs.3 Learn more about our First Time Homebuyer Program.

Online Mortgage Center

Experience the "Credit Union Mortgage Advantage" with reduced paperwork and hassle-free online mortgage applications. It's really that simple... just answer a few questions and receive an online decision in minutes. Access our Online Mortgage Center where you can:

First mortgage loans are available through conventional, FHA and VA programs. You may choose from a variety of fixed and adjustable rate repayment options. Click here for the latest mortgage rates.

Apply online today or call us between 8:30am - 5:00pm EST at (855) 913-6185. If you call outside of our regular business hours to speak with a loan officer, press 3 to be connected to our after-hours call center. Click here to contact us online.

Department of Labor FCU NMLS Institution ID 447026

Already Have a Mortgage through DOLFCU?

Download the Mobile App for your iPhone, iPad, or Android! Search for “Credit Union Mortgage Association” in the Android Google Play Store or Apple iTunes for iPhone and iPad users. You must already be registered via our website in order to enjoy the benefits of making a payment, updating your contact information, accessing your monthly statement, and more directly from your mobile device!

1 Must meet DOLFCU membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Refinancings ineligible. Other restrictions may apply.

2 To be eligible for cash rewards, members must register with HomeAdvantage. For details see: https://cumortgage.mycuhomeadvantage.com/

3 $1500 cash back for members enrolled in It’s Me 247 Online Banking, e-statements, mobile banking, maintain a checking account and have at least one recurring direct deposit. All accounts must be in good standing to receive cash back.

Terms and conditions subject to change without notice. Contact us for details. DOLFCU is an Equal Opportunity Lender.