Save Money with our Special Offers!
Don't miss out!
Check out our limited-time offers below!
Watch your points add up and use them to redeem rewards in categories like:
- Gift Cards
- Much more.
Sign in to browse rewards and make your wish list!
DON'T HAVE A LABOR CU CREDIT CARD?
Apply ONLINE and start taking advantage of:
- 1.99% APR1on balance transfers for 6 months!After 6 months, the APR you qualify for, based on your credit, currently between 8.99-17.99%, will apply.
- Credit lines up to $25,000.
- No annual fee, no balance transfer fee, and no cash advance fees.
- No fees2 and same low APR on both cash advances and purchases!
- FREE online and mobile access.
- Rewards from travel to gift cards to merchandise & beyond!
* Points will automatically be subtracted from your account and a credit will appear on your Rewards! account within the next two billing statements after your order was placed.
1 1.99% Promotional APR applies to balance transfers for 6 months from the date your first transfer posts to your account. Your current APR, between 8.99%-17.99% APR, will apply to any other transactions and any transfer balances remaining when the promotional period expires. Interest on balance transfers begins to accrue immediately. Loan approval and processing is based on standard loan underwriting guidelines. Certain restrictions apply, contact us for details. Equal Opportunity Lender.
2 Foreign Transaction Fees (FTF) for Debit and Credit Card Programs: There is a 1% FTF assessment for international transactions. (See below for information on rates and fees.)
REFERRALS: You can earn $550!
Refer your Co-Workers, Eligible Friends & Family & Earn BIG!
Share the benefits of a Labor Credit Union Membership!
We offer a wide variety of services, designed with you in mind! From savings and checking, to virtually every type of loan, you’ll find this credit union is a great place to take care of your financial needs. AND, access to your account is a snap! Online banking, ATMs, direct deposit, audio response, mobile banking/deposit and more, provide the convenience you need for your busy lifestyle.
Now is the perfect time to encourage your family members and co-workers to take advantage of credit union membership.
With our Referral Program, you'll both get $50* (in the form of a deposit applied to your Labor CU savings account) when the new member, referred by you, opens both a savings and checking account. You may refer up to 11 people.
*To qualify, referring member must be at least 18 years old and not in arrears on any Labor CU account. New members must be new to Labor CU, qualify for membership, open a savings account and checking account and provide acceptable identification documentation. Referral must be documented at open of new account. As of 1/1/2022, Annual Percentage Yield for savings account is .05% and requires minimum $5.00 deposit. Awards deposited into savings accounts of eligible members 30 days after new account opening. New accounts must stay open and be in good standing for at least six months or risk DOLFCU retaining incentive payout on either account. New members are limited to one award ($50) which is subject to income tax reporting. Referring member is limited to 11 awards ($550). Labor CU reserves the right to restrict or retain incentive for accounts opened fraudulently or for fraudulent purpose and to end this program at any time. Terms are subject to change without notice. New account with referral must be opened by 12/31/2022 to qualify.
MORTGAGE: Up to $2500 in Closing Cost Credits!
Whether you are purchasing a new home or refinancing, We've got the home loan you need!
We're offering cash-off closing incentives!
Up to $2,500* depending on your loan balance! Start with DOLFCU and learn more about our conventional, VA and FHA mortgage options.
For a limited time, we're offering cash off closing costs as follows:
$1,000 off on balances of $0 - $250,000
$2,000 off balances of $250,001 - $350,000
$2,500 off balances over $350,001
*Must meet Labor CU membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Other restrictions may apply. For a limited-time, we’re offering cash off closing costs as follows: $1,000 off on balances of $0-$250,000; $2,000 off balances of $250,001-$350,000; and $2,500 off balances over $350,001. Members must be enrolled in It's Me 247 Online Banking and e-statements. All accounts must be in good standing to receive cash back. We reserve the right to retain incentive dollars if loan is closed, paid off or refinanced elsewhere within the first two years. Limited-time offer. Terms and conditions subject to change without notice. Contact us for details.
The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. It's easy with Labor CU and our partner, Credit Union Mortgage Association, Inc. (CUMA).
First Time Home Buyers
Get up to 100% financing1 & earn thousands in cash rewards.2 PLUS, earn up to an additional $1500 in closing costs.3 Learn more about our First Time Homebuyer Program.
Online Mortgage Center
Experience the "Credit Union Mortgage Advantage" with reduced paperwork and hassle-free online mortgage applications. It's really that simple... just answer a few questions and receive an online decision in minutes. Access our Online Mortgage Center where you can:
- Connect with a top local agent to reserve your HomeAdvantage® cash rewards.
- Get an estimate of closing costs.
- Learn more and get pre-qualified.
- Apply for a loan and get pre-approved in just minutes.
- Calculate your buying power.
First mortgage loans are available through conventional, FHA and VA programs. You may choose from a variety of fixed and adjustable rate repayment options. Click here for the latest mortgage rates.
Apply online today or call us between 8:30am - 5:00pm EST at (855) 913-6185. If you call outside of our regular business hours to speak with a loan officer, press 3 to be connected to our after-hours call center. Click here to contact us online.
Labor CU NMLS Institution ID 447026
Already Have a Mortgage through us?
Download the Mobile App for your iPhone, iPad, or Android! Search for “Credit Union Mortgage Association” in the Android Google Play Store or Apple iTunes for iPhone and iPad users. You must already be registered via our website in order to enjoy the benefits of making a payment, updating your contact information, accessing your monthly statement, and more directly from your mobile device!
1 Must meet Labor CU membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Refinancing's ineligible. Other restrictions may apply.
2 To be eligible for cash rewards, members must register with HomeAdvantage. For details see: https://cumortgage.mycuhomeadvantage.com/
3 $1500 cash back for members enrolled in It’s Me 247 Online Banking, e-statements, mobile banking, maintain a checking account and have at least one recurring direct deposit. All accounts must be in good standing to receive cash back.
Terms and conditions subject to change without notice. Contact us for details. DOLFCU is an Equal Opportunity Lender.
It's fast and easy to apply for all types of loans with our Online Loan Applications.
Available anytime on It’sMe247 and can be accessed through your online & mobile banking.
Submit Your Skip In 4 Easy Steps:
- Log In to It’sMe247
- Click ACCOUNTS
- Click On the Loan Record
- Menu Drop Display Appears
- Select Skip A Payment
- All Eligible Loans Will Appear
- After selecting the loan you will see the details of the fees and dates.
- There will only be one Eligible Skip A Pay program (Self-Serve Skip)
- The fee will show as $20
- Next Payment will be 1-month from the due date of the payment being skipped.
- Select the account the fee is to be debited from
- Agree to the Terms Of This Program
- Select Skip Payment
Step Four: Confirmation!
CU OFFERS: Exclusive offers and deals for credit union members.
NOW OFFERING: Financial Planning & Investments to Help you Achieve your Financial Goals!
Financial Planning & Investments to Help you Achieve your Financial Goals.
Whether you are just starting out on your financial journey or preparing for retirement, DOLFCU's advisory team can help you establish a clear path to achieve your financial goals. You will have your own wealth management team, led by your dedicated advisor, who will provide financial advice and investment management.
Schedule an appointment today!
Meet Your Advisor
As your financial advisor, I actively listen and collaborate with you to understand your current financial situation and prioritize your financial goals. I work to understand your risk tolerance, time horizon, and investment preferences to establish a personalized financial plan. As a professional fiduciary, I am required to keep your best interests in mind. All members may schedule a complimentary call with me at any time to learn more or ask questions - no commitment necessary. All members receive:
- A dedicated relationship with the DOLFCU advisory team
- Financial planning services
- Professional investment management
- Affordable pricing, no commissions, no hidden fees
I am available morning, evenings, and weekends in addition to normal business hours. I am looking forward to speaking with you!
We Help You Succeed!
Your advisor can help you define your goal and analyze your options to develop and implement a personalized financial strategy.
- Starting an Emergency Fund
- Retirement Planning
- 401(k); IRA; Social Security
- Education / College Planning
- Insurance Analysis
Our investment team works to determine the appropriate investment strategy based on your goals and feelings about risk.
- Managed Portfolios
- Mutual Funds
- Exchange Traded Funds (ETFs)
- Stocks, Bonds
- Cash Management
- Portfolio Reviews
Online Financial Dashboard
You will have 24 / 7 access to your own online financial dashboard where you can easily track and manage your financial goals and investments.
- Advisor insights & recommendations
- Scenario Planning
- Interactive Goal setting
- Financial Planning Tools
- Investment / Portfolio Details
- Account Actions
Conversations at your Convenience
Your Advisor is available during normal business hours as well as evenings & weekends.
Health Savings Accounts (HSA)
Not NCUA Insured | No Credit Union Guarantee | May Lose Value
Not Guaranteed by any Government Agency | Not a Credit Union Deposit
Investment products and services are offered independently through Credit Union Wealth Group, an SEC-registered investment advisor. Credit Union Wealth Group and Department of Labor Federal Credit Union (DOLFCU) are not affiliated. Products and services made available through Credit Union Wealth Group are not insured by NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union, credit union service organization, or credit union affiliate. These products are subject to investment risk, including the possible loss of the principal amount invested.