Funds Management

DOLFCU offers a variety of Funds Management Services

We offer Bill Pay, Wire Transfers, Debit Cards, Direct Deposit & Payroll Deduction and Overdraft Protection.

Bill Pay

Did you know you can pay your bills online through It’s Me 247?

Simplify Your Life

Looking for an easy way to simplify your life? Bill Pay Bill Payment and Bill Presentment can help you do just that. With Bill Pay, you can receive and pay your bills online with the click of a mouse from your credit union checking account via It’s Me 247.

There is no additional sign on procedure or password to remember – just click Pay Bills while in It’s Me 247. Bill Pay is fast, secure, convenient…and easy!

Pay any bill online… including your house payment, your credit card company – even your babysitter – at any time, from anywhere.

Receive your bills electronically . . . Sears, Visa, MasterCard, and Verizon are just a few of the companies from which you can choose to receive e-bills. And the list is growing every day. (Follow the instructions under the “Sign Up to Receive E-Bills” link on the Bill Pay screen to begin receiving e-bills.)

Other features:

  • Authorize checks to be sent to anyone – for anything from babysitting to birthdays
  • Set up recurring payments – like mortgage and car payments or insurance premiums
  • Schedule payments at your convenience – processing will not begin until the date you assign
  • Pay bills quickly – schedule a same- or next-day payment (for selected billers)
  • View a register of payment history
  • Monitor the status of your payments any time – stop wondering if your payment was received
  • Download transaction data into personal financial software such as Quicken or Microsoft Money

How to Enroll

To enroll, simply log in to It’s Me 247 as usual and click the Pay Bills link from the main menu. Step-by-step point and click instructions will guide you through enrollment and setup. After allowing for processing (approximately 24-48 hours), you’ll be ready to go. Just come back to It’s Me 247 and click the Pay Bills link again!

If you do not see the Pay Bills link on the It’s Me 247 main menu, contact your credit union and ask for Bill Pay to be enabled! (Remember that you can use the Request a Contact button on the Main Menu to ask a credit union member service representative to contact you!)

Wire Transfers

How do I send or receive wire transfers?

To wire funds into an account at DOLFCU, please provide the following information to the other financial institution.

Written fees authorization is required to send both domestic and international wires. Fees apply and vary by type of wire transfer.  See Fee Schedule.

Wire Funds To:

  • Name: Vizo Financial Corporate Federal Credit Union
  • Address: 7900 Triad Center Dr. Suite 410 Greensboro, North Carolina 27409
  • ABA: 231 387 550

Further Credit To:

  • Name: Department of Labor FCU
  • Address: 200 Constitution Ave. NW Washington, DC 20210
  • Account Number: 254 074 426 101 00

Final Credit To:

  • Member’s Name DOLFCU
  • Account Number

Neither DOLFCU or our Affiliate Vizo Financial use a Swift Code/IBAN for international wires. Due to this, the financial institution initiating the wire must send the funds through their own Correspondent Bank in the United States and it is up to the financial institution sending the wire to use the Swift Code/IBAN belonging to the that particular Correspondent Bank. All other incoming wire instructions remain the same.

Debit Card

Direct Deposit

Direct Deposit

Why waste time standing in line to deposit your payroll check? With DOLFCU's Direct Deposit option you can have your entire paycheck directly deposited into the Checking or Savings account of your choice. We accept direct deposit of all payrolls, including Social Security, Civil Service and Military Retirement Benefits.

To sign up for Direct Deposit, contact your payroll department and provide DOLFCU's Routing and Transit number - 254074426 - and your member number.


Payroll Deduction

You can also elect to have portions of your paycheck automatically sent to different DOLFCU deposit and loan accounts. This can help you make savings "automatic" each month and you can change your deduction options anytime.

To set up Payroll Deduction, emailvisit a branch, or call a DOLFCU Member Services Representative at (844) 436-5328 or (202) 789-2901.

Overdraft Protection

Federal legislation designed to protect financial services consumers has changed the way our members must opt-in to overdraft coverage on Debit and ATM Card transactions.

Members can choose whether or not to have overdraft coverage. This coverage allows DOLFCU to approve a Debit or ATM transaction even if the member does not have funds available in the account to cover the transaction and then charges an overdraft fee.

Members who have not opted in to overdraft coverage will have Debit and ATM Card transactions denied if enough funds are not available in the account to cover the full amount of the transaction.

The choice is yours. If you choose to have overdraft coverage, please complete this form and return it to your DOLFCU branch, mail it to DOLFCU, PO Box 51, Merrifield, VA 22116 or fax to (202) 408-8253.

We want to make sure that our members understand that overdrafts that occur when using a Debit or ATM Card at a retail location, online or at an ATM machine will be denied unless the member has submitted an opt-in form authorizing DOLFCU to approve the transaction and charge an overdraft fee. The new legislation does not affect any current overdraft coverage you may have when you use paper checks and ACH/electronic transactions.

Any amounts advanced under our Courtesy Pay or Overdraft Protection must be repaid by depositing an amount at least equal to the amount of discretionary Courtesy Pay or Overdraft Protection within 30 days to bring the account(s) to a positive balance. 

We reserve the right not to pay overdrafts at our discretion if your account(s) and membership are not in good standing, if we suspect you will not be able to repay your account to a positive balance, if your negative balance(s) exceeds our predetermined limit or if you fail to maintain a positive balance in your account(s) for up to 30 consecutive days.

If you have questions or concerns about Overdraft Protection, simply emailvisit a branch, or call a DOLFCU Member Service Representative at (844) 436-5328 or (202) 789-2901.