BALANCE

Your Guide to Financial Fitness

We know that managing your money can sometimes seem overwhelming. That’s why Labor Credit Union has partnered with BALANCE to offer a financial fitness program. Through this partnership, you can take advantage of free and confidential financial counseling services:

Financial Coach Hotline

Have money management or credit questions? Our Certified Financial Coaches are standing by with answers.

Debt and Budget Counseling

Speak with a Certified Credit Counselor and create an action plan to reach your financial goals.

Credit Report Review

A Certified Credit Counselor will guide you through your credit report, go over credit reporting regulations, and show you how to correct inaccuracies.

Home Ownership Education

Our Certified Pre-Purchase Counselors provide comprehensive pre-purchase housing education. Topics include credit scores, saving for a down payment and more. We’ll help you take the next step toward homeownership.

Identity Theft Solutions

Identity theft is a threat to everyone, but your Credit Counselor will provide the tools and guidance to help you avoid it. You’ll also learn how to recover if you’ve been victimized.

Debt Management Plan

If you’re overwhelmed with debt, we can consolidate bills to streamline repayment. Best of all, creditors may be willing to lower payments and/or reduce or even eliminate interest and fees.

Foreclosure Prevention Counseling

If you’re struggling with mortgage payments, or fear you may be unable to pay in the future, contact us. Our Certified Foreclosure Specialists provide early delinquency intervention counseling, and can explore your options.

Your Guide to Financial Fitness

Contact a Certified Counselor by calling (888) 456-2227 (toll-free).


Online Educational Resources

Mastering your money just got easier with the library of educational resources on our website. You’ll find short articles on a wide range of personal finance topics. You’ll also find more in-depth programs and podcasts on topics ranging from money management to identity theft, to planning for the future. Want to know how long it will take to pay off your credit card, or how much you need to save per paycheck to get a down payment for a house? Use the financial calculators to get answers. Learn more today.