Individual Retirement Accounts (IRA)

Looking for a federally insured IRA? Labor CU offers federally insured IRA options with competitive rates to meet the needs of all our wage-earning members. Choose from IRA Savings Accounts with a minimum balance of $50 or IRA Certificate Accounts available for terms up to 48 months. We offer all of the following with Insurance up to $250,000 per member by the National Credit Union Administration, an agency of the U.S. Government:

  • Traditional IRAs, with Tax-Deferred Earnings
  • Roth IRAs, with Tax-Free Accumulated Interest Income
  • Coverdell Education IRAs, for educational expenses