Savings Accounts

DOLFCU Savings

DOLFCU offers a full-range of savings options to fit your needs. All of the accounts below feature competitive rates, FREE 24/7 Account Access, FREE eStatements with It's Me 247 Online Banking, and funds federally insured up to $250,000 by NCUA.

Use our Savings Calculators to see how much your money can grow!


Regular Share

Basic Share Savings

Take advantage of all the benefits of DOLFCU membership by opening a Basic Share Savings Account today! It’s quick and easy to open a new account with a minimum balance of only $5 and no membership fee required. You will also receive a FREE ATM card and can use this account as Overdraft Protection or Collateral for a Loan.

Holiday Savings Club


Holiday Savings Club

DOLFCU makes it easy to invest a little each month and create big savings for happy holidays or dream vacations. You can open a federally insured, Holiday Savings Club account with only a $5 minimum balance.

Our Holiday Savings Club ensures your money stays put by not allowing withdrawals during the year and conveniently transferring all holiday account funds to your regular savings account during the first week in November.

Direct deposit/payroll deduction makes it even simpler to save!

Money Market

Money Market Account

Super-charge your savings! Now you can earn high dividend rates and still retain access to your hard earned cash with a DOLFCU Money Market, $500 minimum balance required to earn dividends.

The account offers competitive rates, up to three $250 minimum withdrawals a month, and FREE checks.

Share Certificates

Share Certificates

Looking to maximize your savings over a longer time period? We can help you save for tomorrow, today! Choose from a variety of DOLFCU Share Certificate Accounts to meet your needs and your time horizon.

Our Share Certificates feature:


Individual Retirement Accounts (IRA)

Looking for a federally insured IRA? DOLFCU offers federally insured IRA options with competitive rates to meet the needs of all our wage-earning members. Choose from IRA Savings Accounts with a minimum balance of $50 or IRA Certificate Accounts available for terms up to 48 months. We offer all of the following with Insurance up to $250,000 per member by the National Credit Union Administration, an agency of the U.S. Government:

  • Traditional IRAs, with Tax-Deferred Earnings
  • Roth IRAs, with Tax-Free Accumulated Interest Income
  • Coverdell Education IRAs, for educational expenses