Vehicle Loans

Vehicle Loans

Take Advantage of Our Auto Refinance Special!

Refinance an auto loan from another financial institution and receive $150 Cash & No Payments for up to 90 Days!1

Have multiple car loans elsewhere?2
Ask us about our multi car loan discounts!

Refinance today!

Considering a New Vehicle?

We'll even help you do your research to find the best deal with our AutoSmart or United Buying Service (UBS) programs! Once you find the perfect vehicle (Autos, SUVs, Trucks, Tractors, Motorcycles, RVs, Snowmobiles, ATV, Boats, and Personal Watercraft), we can even help you save on car insurance with TruStage!

Apply online today to take advantage of:

  • 100% Financing on both new & used autos.*
  • Great Loan Rates with 24 to 84-month terms.
  • Green Discount for Fuel Efficient/Hybrid Vehicles - 0.50% APR* off our standard vehicle rates.
  • FAST Pre-Approval - Shop as if you have cash in hand!
  • Low Cost insurance options and extended warranties.
  • Tax, tags, title, & maintenance agreement included in the loan cost.

We also encourage members to use our Loan Calculator to estimate their payments.

1 Existing DOLFCU Auto Loans excluded from offer. $150 deposited to share saving after closing of each auto loan of $5,000 or more. We reserve the right to retain incentive dollars if loan is closed, paid off or refinanced elsewhere within the first two years. All accounts of obligor must be in good standing to receive rebate. LTV requirements apply to qualify for 90 day payment deferral. Interest accumulates during deferment period. Collateral Insurance during life of loan required. Approvals based on credit and vehicle condition. Model years 2012-2020 are eligible for offer. Other restrictions may apply. Contact us for details. Applications must be received by 12/31/20 to qualify for offer. DOLFCU reserves the right to end this program at any time and terms are subject to change without notice. Equal Opportunity Lender.

2 When you refinance 2 or more car loans with DOLFCU, you will receive a .25pt discount on each car.

*100% of used car sticker price or 100% of the retail NADA value, whichever is less. Annual Percentage Rate (APR) varies between 1.99%-11.99%, based on your credit and collateral. Refinancing offer is only for vehicle loans NOT financed by DOLFCU. Loan will mirror existing loan cosigners and payoff term, last 6 months must have been paid on time. Certain restrictions apply, contact us for details. Payment Example: For borrowers with excellent credit a 60-month vehicle loan of $20,000 at 1.99% APR would have 60 monthly payments of $350.47. Collateral Insurance during life of loan required. Terms and conditions subject to change.