- Easy to qualify*
- Low 18% APR** - saving you money compared with the high rates and fees of payday lenders or check cashing outlets
- Small annual enrollment fee!
- $35 for a $350 loan limit, or
- $70 for a $500 loan limit, or
- $100 for a $750 loan limit
- Borrow as often as you want up to your loan limit***! No additional fees, paperwork or hassle!
- Can help build strong credit
Certain restrictions apply. *To qualify, you must be a member of DOLFCU for at least 120 days, have direct deposit of income, have no delinquent DOLFCU accounts, and not be in the process of filing for bankruptcy. **APR=Annual Percentage Rate. Finance charges on a 30-day $500 StretchPay loan are $7.40. Loan fee for commercial payday lender charging $15 per $100 borrowed is $150 for $500 borrowed over two 14-day terms. ***Advances must be paid in full prior to additional advances. Other conditions apply.