Skip-A-Pay is BACK and it is Better Than Ever!
Skip out on stress and choose to skip your loan payment ANYTIME through the year!
Qualified members may opt to skip 2 monthly or 4 biweekly loan payments anytime this year for only $20* using our Self-Service Skip A Pay!
Available anytime on It’sMe247 and can be accessed through your online & mobile banking.
Submit Your Skip In 4 Easy Steps:
- Log In to It’sMe247
- Click ACCOUNTS
- Click On the Loan Record
- Menu Drop Display Appears
- Select Skip A Payment
- All Eligible Loans Will Appear
- Choose Which Loan You Would Like To Skip from the Eligible Payments
- After selecting the loan you will see the details of the fees and dates.
- There will only be one Eligible Skip A Pay program (Self-Serve Skip)
- The fee will show as $20
- Next Payment will be 1-month from the due date of the payment being skipped.
- Select the account the fee is to be debited from
- Agree to the Terms Of This Program
- Select Skip Payment
Step Four: Confirmation!
There is a $30* Fee if skip is completed by the credit union.
For additional details about the Skip-a-Loan Payment, email firstname.lastname@example.org, visit a branch, or call a Financial Wellness Advisor at (202) 789-2901.
*Certain restrictions may apply. A one-time $20 or $30 fee is deducted from your account for each monthly loan payment you skip. To cover the fee, sufficient funds must be available at the time of request. Payments on first and second mortgages, home equity, holiday and stretch pay loans are excluded from this promotion. Not all loans may qualify. You must have had the loan for a minimum of 12 months. The loan must not be more the 30 days delinquent to qualify. By skipping any loan payment(s), you extend your loan payment by one month or by two biweekly payments. Maximum of 2 skips allowed in 12 months. Maximum of 5 skips per life of the loan. Loan payments resume on the next due date after the skipped payment. No back to back skips. Interest will continue to accrue on your loan(s). Deferring the payment on your auto loan may impact the amount of your GAP settlement if a claim is submitted for this loan. Contact us for specific details concerning your loans.