Personal

Personal Loan

When you need extra cash - for holidays, vacations, bill consolidation, home furnishings or repairs, tuition, medical and more — DOLFCU provides:

  • Up to 60-month terms
  • Loans from $500 up to $25,000
  • Competitive Fixed Rates*
  • Use our Loan Calculator to estimate your payments.

*As an example, a loan for a member with excellent credit of $10,000 at 8.25% Annual Percentage Rate (APR) for 5 years results in a monthly payment of $201.57. Your APR may be higher and is based on your credit and loan terms. Must meet membership eligibility and underwriting standards. Not all applicants will be approved. DOLFCU is an Equal Opportunity Lender.

 

Personal Cash/Line of Credit

This flexible cash line of credit can be used as overdraft protection or to access cash quickly and easily, whenever you need it. Take advantage of:

  • No application, cash advance or annual fees!
  • Borrow only what you need, when you need it
  • Move money to and from your accounts from your phone or computer
  • Protect your checking account and avoid costly overdraft fees
  • Variable rates as low as Prime plus 5.00% - currently 10% APR**
  • Fixed Payments for better budgeting

** Prime is the Prime Rate as published in the Wall Street Journal the first business day of each month. As of July 1, 2018, the prime rate is 5.0%. Variable rate loans are subject to change based on market conditions and currently are between 4.0%-18.0% based on your creditworthiness and our underwriting standards. Monthly payment depends on amount borrowed and term of loan. Contact us for details and membership eligibility requirements. Equal Opportunity Lender.