Personal

Personal Loan

MAKE 2021 YOUR YEAR! Resolve to Reduce your Debt!

DOLFCU can help you consolidate multiple loans to reduce your monthly payments or pay off debt faster. Need extra cash? A personal loan with DOLFCU could help you affordably finance home furnishings or repairs, tuition, medical expenses and more!

Apply online today to take advantage of:

  • Up to 72-month terms
  • Loans from $500 up to $25,000
  • Competitive Fixed Rates*
  • Use our Loan Calculator to estimate your payments.

*As an example, a loan for a member with excellent credit of $10,000 at 6.99% Annual Percentage Rate (APR) for 48 months results in a monthly payment of $240.00. Your APR may be higher & is based on your credit and loan terms. Loan approval & processing is based on standard loan underwriting guidelines. Not all applicants will be approved. Equal Opportunity Lender.

 

Personal Cash/Line of Credit

This flexible cash line of credit can be used as overdraft protection or to access cash quickly and easily, whenever you need it. Apply online today to take advantage of:

  • No application, cash advance or annual fees!
  • Borrow only what you need, when you need it
  • Move money to and from your accounts from your phone or computer
  • Protect your checking account and avoid costly overdraft fees
  • Variable rates as low as Prime plus 5.00% - currently 10% APR**
  • Fixed Payments for better budgeting

** Prime Rate as published in the Wall Street Journal the first business day of each month. As of November 1, 2020, the Prime Rate is 3.25%. All variable rate loans have a floor of 2.5% and max of 18% and are based on your creditworthiness and our underwriting standards. Monthly payment depends on amount borrowed and term of loan. Contact us for details and membership eligibility requirements. Equal Opportunity Lender.