Whether you are purchasing a new home or refinancing, We've got the home loan you need!
We're offering cash-off closing incentives!
Up to $2,500* depending on your loan balance! Start with DOLFCU and learn more about our conventional, VA and FHA mortgage options.
For a limited time, we're offering cash off closing costs as follows:
$1,000 off on balances of $0 - $250,000
$2,000 off balances of $250,001 - $350,000
$2,500 off balances over $350,001
*Must meet Labor CU membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Other restrictions may apply. For a limited-time, we’re offering cash off closing costs as follows: $1,000 off on balances of $0-$250,000; $2,000 off balances of $250,001-$350,000; and $2,500 off balances over $350,001. Members must be enrolled in It's Me 247 Online Banking and e-statements. All accounts must be in good standing to receive cash back. We reserve the right to retain incentive dollars if loan is closed, paid off or refinanced elsewhere within the first two years. Limited-time offer. Terms and conditions subject to change without notice. Contact us for details.
The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. It's easy with Labor CU and our partner, Credit Union Mortgage Association, Inc. (CUMA).
First Time Home Buyers
Get up to 100% financing1 & earn thousands in cash rewards.2 PLUS, earn up to an additional $1500 in closing costs.3 Learn more about our First Time Homebuyer Program.
Online Mortgage Center
Experience the "Credit Union Mortgage Advantage" with reduced paperwork and hassle-free online mortgage applications. It's really that simple... just answer a few questions and receive an online decision in minutes. Access our Online Mortgage Center where you can:
- Connect with a top local agent to reserve your HomeAdvantage® cash rewards.
- Get an estimate of closing costs.
- Learn more and get pre-qualified.
- Apply for a loan and get pre-approved in just minutes.
- Calculate your buying power.
First mortgage loans are available through conventional, FHA and VA programs. You may choose from a variety of fixed and adjustable rate repayment options. Click here for the latest mortgage rates.
Apply online today or call us between 8:30am - 5:00pm EST at (855) 913-6185. If you call outside of our regular business hours to speak with a loan officer, press 3 to be connected to our after-hours call center. Click here to contact us online.
Labor CU NMLS Institution ID 447026
Already Have a Mortgage through us?
Download the Mobile App for your iPhone, iPad, or Android! Search for “Credit Union Mortgage Association” in the Android Google Play Store or Apple iTunes for iPhone and iPad users. You must already be registered via our website in order to enjoy the benefits of making a payment, updating your contact information, accessing your monthly statement, and more directly from your mobile device!
1 Must meet Labor CU membership requirements and underwriting standards to qualify. Loan application subject to credit approval. Rates may vary based on individual creditworthiness. Refinancing's ineligible. Other restrictions may apply.
2 To be eligible for cash rewards, members must register with HomeAdvantage. For details see: https://cumortgage.mycuhomeadvantage.com/
3 $1500 cash back for members enrolled in It’s Me 247 Online Banking, e-statements, mobile banking, maintain a checking account and have at least one recurring direct deposit. All accounts must be in good standing to receive cash back.
Terms and conditions subject to change without notice. Contact us for details. DOLFCU is an Equal Opportunity Lender.
It's fast and easy to apply for all types of loans with our Online Loan Applications.