HELOC

Let Your Home Unlock the Possibilities

Searching for flexibility and convenience?

DOLFCU’s Prime Home Equity Line of Credit (HELOC) is perfect for home improvement projects and other expenses.

Whether you’re thinking about renovating your home, paying for education, or taking advantage of investment opportunities, DOLFCU can help you find the best home equity option for your needs. Put the equity in your home to work on your next project. By tapping the value you’ve built in your home, you can fund anything from energy-efficient window installation in your home to debt consolidation.

DOLFCU’s Home Equity Line of Credit offers you the flexibility to borrow only the amount you need, as you need it, throughout the draw period.

  • Variable rates as low as Prime +0% APR*
  • DOLFCU will pay most closing costs*
  • Low monthly payments
  • Interest may be tax deductible*
  • Only pay interest on money you borrow

Check out our  competitive rates!

Annual Percentage Rate (APR) shown is current as of 07/01/18 and is variable, meaning it may change at any time, based on market conditions. APRs currently range between 5.00%-8.75% based on your credit and our underwriting criteria. Your APR may be higher than the one shown. Approvals are based on qualifications for membership and credit. Closing costs generally range between $175-$2150 for which the credit union will typically pay $175-$750. Borrower responsible for remainder of closing costs, any taxes and insurance. Property insurance required, flood insurance may be required. Program fees, rates and features subject to change without notice. Consult a tax advisor regarding the deductibility of interest paid. Some additional restrictions may apply. Please email Loans@DOLFCU.org or call (202) 789-2901, ext 3 for additional details. DOLFCU is an equal opportunity lender.