Drive off in your FIRST new car!
Want to purchase your first car but don't know where to start or if you'll be approved? Start with Labor CU! First time car buying members can purchase a new or used auto loan through Labor CU.
- Loan amounts up to $20,000
- Flexible terms up to 72 months
- Affordable payment protection options
- Extended warranties.
- Tax, tags, title, & maintenance agreement and GAP can be included in the loan amount
- Skip-A-Pay available up to twice a year3
- Easy and convenient, apply online and sign and send documents electronically.
- Easy online and mobile payments
We make qualifying easy!
- Must be 18 years or older
- Must have a minimum of one year with current employer
- Payment to income cannot exceed 15%
- Limited Credit OK must not have previous auto loan or significant derogatory credit
- Maximum LTV 90%
Apply online today! To speak with a Loan Officer you can email us at loans@dolfcu.org or by phone (202) 789-2901.
All accounts of obligor must be in good standing to receive incentive. Annual Percentage Rate (APR) ranges between 5.50% - 11.75% based on credit. Your rate and payment may vary. Approvals based on credit performance, employment history and vehicle condition. Eligible model years 2015-2023, maximum LTV restrictions may apply based on MSRP of new vehicles and the NADA retail value of used vehicles. Collateral insurance required for life of loan. Other restrictions may apply. Labor CU reserves the right to end this program at any time and terms are subject to change without notice. Contact us for details. Equal Opportunity Lender.
Apply Online Now!
It's fast and easy to apply for all types of loans with our Online Loan Applications.
DOLFCU has been awarded a 5-Star Rating for financial strength and stability by BauerFinancial, Inc., the Nation’s Premier Credit Union and Bank Rating Firm.
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Do you still have questions about our low rate DOLFCU loans? Visit a DOLFCU branch or speak with a Member Services Representative by calling (202) 789-2901.