Balance Transfer

Bring your balances from your high rate credit cards to DOLFCU & start saving BIG!

girl holding multiple credit cards in one hand and one credit card in the other happily smiling looking at her laptop.

DOLFCU is offering a great low introductory rate of 1.99% APR* for the first 12 months on all balance transfers from now through February 28, 2022.  Transfer you high interest credit card balances to DOLFCU and take advantage of our 1.99% APR* balance transfer promotion today and pay off your debts faster. Check that one off of your financial to-do list for 2022!

After 12 months, the APR you qualify for, between 8.99%-17.99% based on your credit score will apply.

Benefits of DOLFCU Reward Mastercard®:

  • No annual fee. No balance transfer fee. No cash advance fee.
  • 25-day grace period for purchases.
  • No fees** and same low APR on both cash advances and purchases!
  • 1 reward for every $1 charged.
  • Use rewards for travel, gift cards, merchandise and beyond!

We make it easy to transfer your balance – apply online for a new credit card or to increase your limit or contact us at or (202) 789-2901 to transfer a higher rate balance to an existing DOLFCU MasterCard®.

*Introductory 1.99% APR (Annual Percentage Rate) effective as of 01/01/2022 on all approved balance transfers through 02/28/2022 and shall apply until December 31st, 2022. Thereafter an APR between 8.99-17.99% based on your credit applies to any remaining balance and subsequent purchases. Multiple transfers up to card limit permitted. Transfers of other DOLFCU loans balances are ineligible. Offer subject to change to line availability. Certain conditions apply. Please contact us for details.

**Foreign Transaction Fees (FTF) for Debit and Credit Card Programs: There is a 1% FTF assessment for international transactions.