Credit Builder Program

Credit Builder

No matter where you are on your credit journey, Labor CU is here to boost your credit confidence!

Our credit builder program will help you establish or boost your credit profile in just two simple steps:

1st Step

  • $1,000 Personal loan - Reported to the credit bureaus
  • Deposit the funds to your savings account.

2nd Step

  • Share Secure Credit Card – Reported to the credit bureaus
  • Choose between a $500 limit or $800 credit limit*

Both have affordable monthly payments and will give you the opportunity to boost your credit performance. With twelve months of on-time payments the secured funds will be released and available to you!

For more information contact one of our Loan Advisors at 202.789.2901 option 3.

Consumer Credit Card Agreement and Disclosure - Standard MasterCard
Updated June, 2021

Certain restrictions apply. *To qualify members must have a valid SSN or ITIN Number in the US. Qualifications, Terms and Rates based on qualifying criteria such as income and credit determined at the time of opening.