Reward Checking

Earn up to 3.25% APY* each month with no fee and no minimum balance!*

If you’re ready for your financial institution to show you some love, you’re ready for a Rewards Checking account! It’s a free account that can put cash back in your pocket. Earn great dividend rates on every dollar you deposit, up to $20,000, and enjoy unlimited ATM fee refunds by simply:

• Making 15 Debit Card transactions per month **
• Accessing your Online Banking - monthly
• Signing up to receive eStatements
• Providing a valid email address

Reward Checking interest and rewards:

• 3.25% APY* on the first $20,000
• .20% APY* on funds over $20,000
• .05% APY* if requirements not met
• Unlimited ATM fee refunds*

Reward Checking features include:

• $25.00 Minimum Deposit to Open
• No Minimum Balance
• No Monthly Service Fee
• No Per Check Fee
• Free Debit Card
• Free Electronic Bill Pay & Unlimited Bill Payment
• Free Check Copies with Online Banking
• Access Audio Response by dialing (844) 874-7981
• Direct Deposit & Payroll Deduction
• Overdraft Protection Available
• Funds federally insured to an aggregate of $250,000 by the NCUA
• Online Check Reordering

*APY = Annual Percentage Yield and is accurate as of publication date. Minimum opening deposit to earn rewards $25.00. Fees may reduce earnings Reward Checking program fees, rates and features are subject to change without notice. Members meeting all of Rewards program criteria receive a refund of all foreign ATM fees. 

**The 15 transactions must be posted before month-end.

For additional details about Reward Checking, email, visit a branch, or call a Labor CU Financial Wellness Advisor at (202) 789-2901.