Checking

Checking Accounts

Labor CU offers a full-range of checking options to fit your needs. All of the accounts below feature competitive rates, FREE 24/7 Account Access, FREE eStatements with It's Me 247 Online Banking, and funds federally insured up to $250,000 by NCUA.

Basic Checking

Basic Checking Accounts

We don't charge you a monthly service fee to keep your checking account with us. Enjoy 24/7 account access and unlimited bill payment with our basic checking account, available FREE with your membership.*

Basic Checking features:

*Must maintain a Basic Share Savings account to open a Basic Checking.

Reward Checking

Reward Checking

Earn up to 2.94% APY* each month with no fee and no minimum balance!*

If you’re ready for your financial institution to show you some love, you’re ready for a Rewards Checking account! It’s a free account that can put cash back in your pocket. Earn great dividend rates on every dollar you deposit, up to $20,000, and enjoy unlimited ATM fee refunds by simply*:

Reward Checking interest and rewards:

  • 2.94% APY* on the first $20,000
  • .20% APY* on funds over $20,000
  • .05% APY* if requirements not met
  • Unlimited ATM fee refunds*

Reward Checking features include:

*APY = Annual Percentage Yield and is accurate as of publication date. Minimum opening deposit to earn rewards $25.00. Fees may reduce earnings Reward Checking program fees, rates and features are subject to change without notice. Members meeting all of Rewards program criteria receive a refund of all foreign ATM fees. 

**The 15 transactions must be posted before month-end and you must select “credit” at checkout to qualify.

For additional details about Reward Checking, email, visit a branch, or call a Labor CU Financial Wellness Advisor at (202) 789-2901.