Checking Accounts
Labor CU offers a full-range of checking options to fit your needs. All of the accounts below feature competitive rates, FREE 24/7 Account Access, FREE eStatements with It's Me 247 Online Banking, and funds federally insured up to $250,000 by NCUA.
Basic Checking
Basic Checking Accounts
We don't charge you a monthly service fee to keep your checking account with us. Enjoy 24/7 account access and unlimited bill payment with our basic checking account, available FREE with your membership.*
Basic Checking features:
- $25 Minimum Deposit to Open
- No Minimum Balance
- No Monthly Service Fee
- No Per Check Fee
- Free Debit Card
- Free Electronic Bill Pay & Unlimited Bill Payment
- Free Check Copies with Online Banking
- Access Audio Response by dialing (844) 874-7981
- Direct Deposit & Payroll Deduction
- Overdraft Protection Available
- Funds Federally Insured to an Aggregate of $250,000 by the NCUA
- Online Check Reordering
*Must maintain a Basic Share Savings account to open a Basic Checking.
How to Open a New Account
To open a new Labor CU account, apply online, email, visit a branch, text,* or call a Labor CU Member Services Representative at (202) 789-2901.
* Message and data rates may apply.
Reward Checking
Reward Checking
Earn up to 3.25% APY* each month with no fee and no minimum balance!*
If you’re ready for your financial institution to show you some love, you’re ready for a Rewards Checking account! It’s a free account that can put cash back in your pocket. Earn great dividend rates on every dollar you deposit, up to $20,000, and enjoy unlimited ATM fee refunds by simply:
- Making 15 Debit Card transactions per month **
- Accessing your Online Banking - monthly
- Signing up to receive eStatements
- Providing a valid email address
Reward Checking interest and rewards:
- 3.25% APY* on the first $20,000
- .20% APY* on funds over $20,000
- .05% APY* if requirements not met
- Unlimited ATM fee refunds*
Reward Checking features include:
- $25.00 Minimum Deposit to Open
- No Minimum Balance
- No Monthly Service Fee
- No Per Check Fee
- Free Debit Card
- Free Electronic Bill Pay & Unlimited Bill Payment
- Free Check Copies with Online Banking
- Access Audio Response by dialing (844) 874-7981
- Direct Deposit & Payroll Deduction
- Overdraft Protection Available
- Funds federally insured to an aggregate of $250,000 by the NCUA
- Online Check Reordering
*APY = Annual Percentage Yield and is accurate as of publication date. Minimum opening deposit to earn rewards $25.00. Fees may reduce earnings Reward Checking program fees, rates and features are subject to change without notice. Members meeting all of Rewards program criteria receive a refund of all foreign ATM fees.
**The 15 transactions must be posted before month-end.
For additional details about Reward Checking, email, visit a branch, or call a Labor CU Financial Wellness Advisor at (202) 789-2901.
How to Open a New Account
To open a new Labor CU account, apply online, email, visit a branch, text,* or call a Labor CU Member Services Representative at (202) 789-2901.
* Message and data rates may apply.
How to Open a New Account
To open a new Labor CU account, apply online, email, visit a branch, text,* or call a Labor CU Member Services Representative at (202) 789-2901.
* Message and data rates may apply.