Loan Protection Products

Guaranteed Asset Protection (GAP)

Newly purchased vehicles depreciate the second you drive them off the dealer’s lot. When a vehicle is totaled in an accident or stolen and not recovered, you could owe more than the vehicle is worth. GAP is designed to reduce or eliminate the difference between your insurance settlement and your loan balance. Contact a DOLFCU lending representative to learn more.

Credit Insurance

Are your loans protected in the event of an unexpected life event, such as disability or death? Adding our affordable Credit Insurance coverage to your eligible loans can help reduce or cover your loan payment should the unexpected happen. Contact a DOLFCU lending representative to learn more.

Mechanical Repair Coverage (MRC)

Did you know that the average car repair costs more than $1,200?* With Mechanical Repair Coverage, you can help protect yourself from unexpected vehicle repair costs. If you're planning to hold onto your vehicle longer, adding this coverage could be more important today than ever before. Contact a DOLFCU lending representative to learn more.
*CUNA Mutual Group data, average credit union member mechanical repair claim costs, 2019.