Privacy Notice

WHAT DOES DEPARTMENT OF LABOR FEDERAL CREDIT UNION (DOLFCU) DO WITH YOUR PERSONAL INFORMATION?

WHY:

Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.

WHAT:

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

  • Social Security number and account balances
  • account transactions and employment information
  • income and overdraft history

HOW:

All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information; the reasons Department of Labor Federal Credit Union chooses to share; and whether You can limit this sharing.

Reasons We Can Share Your Personal Information DOES DOLFCU SHARE? CAN YOU LIMIT THIS SHARING?
For Our everyday business purposes:
Such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes:
To offer Our products and services to You
YES NO
For joint marketing with other financial companies: YES NO
For our affiliates' everyday business purposes:
Information about Your transactions and experiences
YES WE DON'T SHARE
For our affiliates' everyday business purposes:
Information about Your creditworthiness
NO WE DON'T SHARE
For our affiliates to market to you: NO WE DON'T SHARE
For non-affiliates to market to you: YES YES

TO LIMIT OUR SHARING:

  • Call Us toll free at (844) 436-5328 - Our menu will prompt You through Your choice(s), You may also call Us at (202) 789-2901
  • Visit Us online at: www.DOLFCU.org - Our menu will prompt You through Your choice(s), or
  • Mail this form to: DOLFCU, PO BOX 51, Merrifield, VA 22116

PLEASE NOTE: If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described in this notice. However, You can contact Us at any time to limit Our sharing.

What We Do


HOW DOES DOLFCU PROTECT MY PERSONAL INFORMATION?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safegaurds and secured files and buildings.


HOW DOES DOLFCU COLLECT MY PERSONAL INFORMATION?

We collect Your personal information, for example, when You:

  • Open an account or apply for a loan
  • Apply for insurance or enter into investment advisory contract
  • Apply for financing

We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.


WHY CAN'T I LIMIT ALL THE SHARING?

Federal law gives You the right to limit only:

  • Sharing for affiliates' everyday business purposes - information about Your creditworthiness
  • Affiliates from using Your information to market to You
  • Sharing for non-affiliates to market to You

State laws and individual companies may give You additional rights to limit sharing.


WHAT HAPPENS WHEN I LIMIT SHARING FOR AN ACCOUNT I HOLD JOINTLY WITH SOMEONE ELSE?

Your choices will apply to everyone on Your account.

Definitions

Affiliates:

Companies related by common ownership on control. They can be financial and non-financial companies.

  • Department of Labor Federal Credit Union has no affiliates.

Non-Affiliates:

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Non-affiliates We share with include insurance companies.

Joint Marketing:

A formal agreement between non-affiliated financial companies that together market financial products or services to You.

  • Our joint marketing partners include investment, insurance and other financial service providers.