Saving Rates

Rates shown are current as of October 12, 2018 and are subject to change. Minimum balances indicated are required to earn Annual Percentage Yield (APY). Fees may reduce earnings on the accounts. Contact us for details.

Dividend Type Dividend
Rate
 Annual Percentage Yield (APY)
Dividend Calculation Method: Average Daily Balance, Compounded Monthly
Regular Share/Savings (minimum balance $5)
$5 and up .10% .10%
Money Market* (minimum balance $500)
$500-$2,000 .10% .10%
$2,001-$20,000 1.00% 1.00%
Over $20,0001 1.10% 1.10%
IRA Share Savings (Traditional, Roth or Coverdell Education Savings Accounts)
.30% .30%
Basic Checking
0% 0%
Reward Checking
$0-$20,000 with Basic Requirements** 3.0% 3.04%*
Balance above $20,000 with Basic Requirements** .20% .20%*
Share Certificates*** (minimum balance $500)
6 month certificate 1.60% 1.61%
1 year certificate 1.90% 1.91%
2 year certificate 2.30% 2.32%
3 year certificate 2.50% 2.52%
4 year  certificate 2.75% 2.77%

*Money Market accounts are limited transaction accounts. Exceeding transactions limits may result in a fee.

**Basic Requirements Per Month: 20 Debit Card transactions, one Direct Deposit, receive eStatements and use of Internet/Mobile Home Banking. If requirements are not met each month, the APY is .05%.

***Certificates can be opened for Individual Retirement Accounts and Coverdell Education Savings Accounts. A penalty may be imposed for early withdrawal.

Click to view Share Account Truth in Savings Disclosure.