Loan Rates

Loan approval and processing is based on standard loan underwriting guidelines. Not all applicants will qualify for the lowest rate. Program fees, rates and features are subject to change. Rates are current as of September 27, 2018 and are subject to change.

Loan Type Term
Annual Percentage
Rate (APR)*
New or Used Vehicle Loan (Purchase or Refinance) 24-84 months As low as 1.99%
Signature 6-60 months As low as 8.25%
MasterCard Credit Card As low as 8.99%
Variable Rate Signature Line of Credit As low as
Prime plus 5.00%**
Share Secured Loan  Share Rate plus 2%
Home Equity Line of Credit
(Availability may be limited)
As low as Prime**
First Mortgage Daily mortgage rates
or call (800) 231-8855

*APRs shown are for members with excellent credit and may reflect rate discounts for additional credit union services. Your APR may be higher and is determined by our normal underwriting guidelines. Credit Card rates range from 8.99% to 17.50% APR.

**Prime Rate as published in the Wall Street Journal the first business day of each month. As of September 27, 2018, the prime rate is 5.25%. All variable rate loans have a floor of 4% and max of 18%. For home equity lines of credit, if an appraisal is required, the cost will be paid by the member, who is responsible for the fee whether or not the loan closes. Closing costs generally range between $175-$2150 for which the credit union will typically pay $175-$750. Borrower responsible for remainder of closing costs, any taxes and insurance. Property insurance required, flood insurance may be required. Program fees, rates and features subject to change without notice.

Rates are current as of September 27, 2018 and are subject to change. All loans subject to credit approval and membership eligibility. Other terms and restrictions may apply. Please email MemberServices@DOLFCU.org or call (202) 789-2901 for additional details.