Loan Rates

Loan approval and processing is based on standard loan underwriting guidelines. Not all applicants will qualify for the lowest rate. Program fees, rates and features are subject to change. Rates are current as of January 17, 2018 and are subject to change.

Loan Type Term
Annual Percentage
Rate (APR)*
New or Used Vehicle Loan (Purchase or Refinance) 24-84 months As low as 1.99%
Signature 6-60 months As low as 7.75%
MasterCard Credit Card As low as 8.99%
Variable Rate Signature Line of Credit Prime plus 5.00%**
Share Secured Loan  Share Rate plus 2%
Home Equity Line of Credit (Availability may be limited) N/A
First Mortgage Daily mortgage rates
or call (800) 231-8855

*APR is determined by our normal underwriting guidelines.

** Prime Rate as published in the Wall Street Journal the first business day of each month. As of January 17, 2018, the prime rate is 4.5%. All variable rate loans have a floor of 4%.

Loan approval and processing is based on standard loan underwriting guidelines. Not all applicants will qualify for the lowest rate. Program fees, rates and features are subject to change. Rates are current as of January 17, 2018, and are subject to change. Please email MemberServices@DOLFCU.org or call (202) 789-2901 for additional details.