Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions upon millions of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are.
DOLFCU has partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. Check out ID SafeChoice for additional protection!
General Identity Theft Protection Guidelines
Help keep your information safe by following the general guidelines listed below…
The best way to avoid becoming a victim of identity theft is to educate yourself on the threats and methods that criminals use to get your personal information. Stay informed and know what to do if your identity is stolen. For educational resources and materials, visit IdentityTheft.gov, the federal government’s one-stop resource to help you report and recover from identity theft.
Check your Credit History
Receive FREE annual credit reports from the three credit bureaus.
AnnualCreditReport.com allows you to request a free credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
Simple Tips to Avoid Fraud
- Sign your debit/credit cards as soon as they arrive & destroy expired cards. Keep a list of credit card numbers & expiration dates in a safe place.
- When shopping online, stay with merchants you know & trust. Print & save order confirmations.
- Save receipts & check statements of your online accounts frequently to verify transactions.
- Don’t give out or write down passwords & PIN numbers.
- Practice safety at ATMs. Always take your receipt with you.
- Report questionable charges promptly & monitor your credit report.
- Notify the post office if you do not receive your statement in the mail.
- Don’t give information over the phone unless you know the company is trustworthy.
- Report lost/stolen cards immediately.
At DOLFCU, we’re doing our part to make certain your accounts are safe and secure. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide you products or services. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.