LOAN RATES
| Loan Type | Loan Term |
Annual Percentage
Rate (APR) |
|
| Vehicle Loan | As LOW as 1.99% | * | |
| Personal Loan | As LOW as 7.75% | * | |
| VISA Platinum Credit Card | As LOW as 7.75% | * | |
| Overdraft Line of Credit |
Variable
|
Prime plus 5.00% | ** |
| Home Equity |
Up to 15 yrs
|
As LOW as Prime plus 1.50% Rate Varies Monthly |
** |
| Second Mortgage Fixed Rate |
6 to 10 yrs
|
As LOW as Prime plus 2.00% |
** |
| Second Mortgage Fixed Rate |
11 to 15 yrs
|
As LOW as Prime plus 2.50% |
** |
| First Mortgage |
Varies
|
Click Here for Quote |
|
| Share Secured | Share Dividend Rate plus 2.00% |
||
*APR may be higher based on your past and present credit performance. 100% of used car sticker price or 100% of the retail NADA value, whichever is less. Refinancing offer is only for vehicle loans NOT financed by DOLFCU. Loan will mirror existing loan cosigners and payoff term, last 6 months must have been paid on time. Certain restrictions apply, contact us for details.
** Prime Rate as published in the Wall Street Journal. Floor rate is 4% APR on Home Equity and Second Mortgage loans
Loan approval and processing is based on standard loan underwriting guidelines.
Car: 1.99%*
Home: Prime +.75%*
Credit Card: 7.75%*
