Savings

DOLFCU offers a full-range of savings options to fit your needs. All of the accounts below feature competitive rates, FREE24/7 Account Access, FREE eStatements with Home Banking, and Funds Federally insured up to $250,000 by NCUA.

Use our Savings Calculators to see how much your money can grow!

Regular Share Savings

Take advantage of all the benefits of DOLFCU membership by opening a Regular Share Savings Account today! It’s quick and easy to open a new account with a minimum balance of only $10 and no membership fee required. You will also receive a FREE ATM card and can use this account as Overdraft Protection or Collateral for a Loan.

Open a Regular Share Savings account today! Email, visit a branch, or call a DOLFCU Member Service representative at 202-789-2901.

Holiday & Vacation Savings Clubs

DOLFCU makes it easy to invest a little each month and create big savings for happy holidays or dream vacations. You can open a federally insured, Special Savings Account with only a $5 minimum balance.

Our “no distribution date” policy on Vacation Savings Club accounts let you withdraw funds anytime you want while our Holiday Savings Club ensures your money stays put by not allowing withdrawals during the year and conveniently transferring all holiday account funds to your regular savings account during the first week in November.

Direct deposit/payroll deduction makes it even simpler to save!

Start saving today. Contact a Member Service Representative, stop by any of our branch locations or call 202-789-2901 to open your special savings account.

Share Certificates

Looking to maximize your savings over a longer time period? We can help you save for tomorrow, today! Choose from a variety of DOLFCU Share Certificate Accounts to meet your needs and your time horizon.

Our Share Certificates feature:

DOLFCU can help you get the most from your money. Start saving today by contacting a Member Service Representative, stopping by any of our locations or calling us at 202-789-2901 to open a new Share Certificate!

Money Market Accounts & Super Money Market Accounts

Now you can earn high dividend rates and still retain access to your hard earned cash with a DOLFCU Money Market, $500 minimum balance, or Super Money Market Account, $20,000 minimum required to earn dividends.

Both accounts offer competitive rates, up to three $250 minimum withdrawals a month, and FREE checks.

Start super charging your savings today by contacting a Member Service Representative, stopping by any of our locations or calling us at 202-789-2901 to open a new Money Market or Super Money Market account!

Individual Retirement Accounts (IRA)

Looking for a federally insured IRA? DOLFCU offers federally insured IRA options with competitive rates to meet the needs of all our wage-earning members. Choose from IRA Savings Accounts with a minimum balance of $50 or IRA Certificate Accounts available for terms up to 48 months. We offer all of the following with Insurance up to $250,000 per member by the National Credit Union Administration, an agency of the U.S. Government:

  • Traditional IRAs, with Tax-Deferred Earnings
  • Roth IRAs, with Tax-Free Accumulated Interest Income
  • Coverdell Education IRAs, for educational expenses

Start saving for retirement today by contacting a Member Service Representative, stopping by any of our locations or calling us at 202-789-2901 to open a new IRA account!

Youth Accounts

DOLFCU Helps Children & Teens Learn to Manage Money

Is your child or teen ready for more financial responsibility? Open a DOLFCU Money Manager Savings Account to help your children take this first step toward financial independence with a joint account. This account is available to children and teens if their parents have an account at DOLFCU.

The Money Manager Savings Account includes a full range of products and services to help you raise financially responsible young adults:

  • Checking account
  • VISA debit card
  • Low balance VISA credit card
  • eStatements
  • Home Banking – so both parents and teens have easy, online access to account statements

Our online financial games and resources help make learning about money management fun for all ages!

Start a Money Manager account for your child today by contacting a Member Service Representative, stopping by any of our locations or calling us at 202-789-2901!

 

*Electronic Bill Pay is FREE when you have our FREE Checking account, FREE Visa Check Card, Direct Deposit and FREE Internet HOME Banking. Without these services, member cost is $4.95 per month for unlimited bill payment and the first 3 months are FREE.