Personal & Other Loans


If cash is tight and payday is too far away, turn to DOLFCU! We’re here to help you with our short-term loan called StretchPay. It’s easy to qualify* and can help you save money by avoiding the high rates and fees of payday lenders or check cashing outlets. Request your StretchPay Loan today to start taking advantage of the following benefits:

  • Easy to qualify*
  • Low 18% APR** – saving you money compared with the high rates and fees of payday lenders or check cashing outlets
  • Small annual enrollment fee!
    • $35 for a $350 loan limit, or
    • $70 for a $500 loan limit, or
    • $100 for a $750 loan limit
  • Borrow as often as you want up to your loan limit***! No additional fees, paperwork or hassle!
  • Can help build strong credit

Certain restrictions apply. *To qualify, you must be a member of DOLFCU for at least 120 days, have direct deposit of income, have no delinquent DOLFCU accounts, and not be in the process of filing for bankruptcy. **APR=Annual Percentage Rate. Finance charges on a 30-day $500 StretchPay loan are $7.40. Loan fee for commercial payday lender charging $15 per $100 borrowed is $150 for $500 borrowed over two 14-day terms. ***Advances must be paid in full prior to additional advances. Other conditions apply.

Share Secured Loans

If you’re looking to build credit or just want to leave your savings untouched, a share secured loan may be the right solution.

DOLFCU Share Secured Loans are 100% secured by your Share Savings or Money Market Accounts. You continue to earn dividends on your savings and still get cash on hand to use as you choose.Apply online today to get the lowest rate** loan possible! 

** Rate(s) = Annual Percentage Rate

Personal/Signature Loans

When you need extra cash—for holidays, vacations, bill consolidation, home furnishings or repairs, tuition, medical and more—DOLFCU provides:

  • Up to 60-month terms
  • Loans from $500 up to $25,000
  • Competitive Fixed Rates**
  • Use our Loan Calculator to estimate your payments.

** Rate(s) = Annual Percentage Rate

Apply online today!

Protect your checking account and have extra cash for emergencies. Credit limits of $500 to $25,000 are available to qualified applicants and are offered at our low variable rates.

Apply online today!

Vacation Loans

Apply for a DOLFCU Vacation Loan and borrow up to $5,000 for your dream vacation! With a low 7.4% APR* fixed rate and 12 equal payments, you’ll know exactly how much to pay each month.Apply online, visit any DOLFCU branch or call us at 202-789-2901 to start planning your big adventure.

*APR – annual percentage rate. Rates subject to change without notice. Subject to loan approval based on credit worthiness. Not all applicants will qualify. Additional terms and conditions may apply. Apply online today!