Home Loans

Whether you are looking to purchase your first home, a new home, or refinance, DOLFCU lets you choose from a variety of fixed and adjustable rate repayment options.

Access our Online Mortgage Web Center — your one-stop homebuyer resource center for all your mortgage questions. You can use our convenient online mortgage calculators to find out how much home you can afford and even request your loan through our secure online mortgage application, which offers instant pre-approval and online status updates.

You can also get up to the minute first mortgage rate information and learn more about our First-Time Homebuyer Program. First mortgage loans are available through conventional, FHA and VA programs.

Need extra cash? Our fast, convenient Second Mortgage Loans let you borrow up to 85% of the equity in your home with low rates and terms up to 180 months. DOLFCU does not charge an origination fee on Second Mortgage Loans. Check out our competitive second mortgage loan rates.

Disability, life and joint life payment protection insurance are also available on Second Mortgage Loans.

Apply online today or call us between 8:30am – 5:00pm EST at 571-490-8002. If you call outside of our regular business hours to speak with a loan officer, press 3 to be connected to our after-hours call center. Click here to contact us online.

Department of Labor FCU NMLS Institution ID 447026

Home Equity Line of Credit (HELOC)

Get extra cash for home repairs, college tuition, bill consolidation, vacations and more. A HELOC is a line of credit secured by the equity you have built into your home.

Only pay interest on the amount you borrow. Plus, as you pay off the balance, you can reuse the line of credit during the loan period. If you don’t use it, you don’t pay!

  • LOWEST RATES IN YEARS  see rates now!
  • FAST LOAN DECISIONS
  • Loans up to 85% value of your home, less any mortgage owed
  • Low Monthly Payments – use our Loan Calculator and see!
  • Terms up to 180 months
  • Save in interest & potential tax savings*
  • Disability, Life & Joint Life Payment Protection Insurance available
  • Less than perfect credit—see our Managed Credit Program

*Consult with your tax advisor regarding the deductibility of interest.

Interested in Traditional, Home Equity (or Second Mortgage) Loans?

Our Second Mortgage Loans let you borrow up to 85% of the equity in your home with low rates and terms up to 180 months. DOLFCU does not charge an origination fee on Second Mortgage Loans. Check out our competitive second mortgage loan rates or Apply online today.