Fees

The rates and fees appearing in this schedule are accurate and effective for accounts as of 7/1/14. If you have any questions or require current rate and fee information on your accounts, please contact us at 202-789-2901.

Savings/Share Account Fees

Regular Share/Special Share Account Service Charge per month if minimum balance not met. $ 1.00
Excessive Withdrawal Fee – Per Occurrence
(Over 6 month for Savings, over 3 month for Money Mkt.)
$ 5.00

Checking/Share Draft Account Fees

NSF Fee/Uncollected Fee – Per Item $ 29.00
Overdraft – Per Item $ 29.00
Stop Payment – Per Request $ 29.00
Share Draft Printing
Prices vary depending on style.
Varies
Share Draft Copy – Per Request
(FREE Online)
$ 5.00

Loan Service Fees

Card/PIN Replacement $ 5.00
Emergency Card Replacement $ 50.00
Statement Copy (FREE Online) $ 3.00
Returned Loan Payment – Per Item $ 29.00
Late Payment – Percentage of Interest Due 20%
Visa Late Payment – Up to $ 20.00
Visa Foreign Transaction Fee – Percentage of Transaction 1.0%
Stretch Pay Fee for $750 limit – Annually $ 100.00
Stretch Pay Fee for $500 limit – Annually $70.00
Stretch Pay Fee for $350 limit – Annually $ 35.00

Other Service Fees (apply to ALL Accounts)

Account Research/Reconciliation – Hourly $ 20.00
Account History – (FREE Online) $ 4.00
ATM Card/PIN Replacement-Lost/Damaged $ 5.00
Emergency Card Replacement-Lost/Damaged $ 55.00
Bad Address Fee – Per Account $ 3.00
Check Official – Per Check $ 3.00
Check Certified – Per Check $ 3.00
Check (Official) and Money Order Stop Payment $ 12.00
Close/Reopen Fee (within 6 months) – Per Account $ 10.00
Collection Fee – Charged Off Share/Share Draft Accounts $ 20.00
Dormant Account Fee (no activity in over 1 year) Account Per Month $ 10.00
Locator Fee – Per Account $ 27.00
Gift Card – Visa – cost per card $ 4.95
Money Order – Per Item $ 1.50
Overdraft Fee – Drafts, ACH, POS, ATM, or by other electronic means –
Per Item
$ 29.00
Pay By Phone Fee $ 10.00
Returned Personal Checks – Per Check $ 29.00
Returned Non-Personal Checks – Per Check $ 22.00
Special Request Fee $ 2.00
Statement Copy – Per Page (FREE Online) $ 3.00
Stop Payment – ACH & Share Drafts – Per Item $ 29.00
Tax Levies/Attachments & Escheat $ 50.00
Western Union Quick Cash – Domestic $ 18.00
Wire Transfer Domestic (Outgoing) – Per Transfer $ 25.00
Wire Transfer International (Outgoing) – Per Transfer $ 40.00

Electronic Funds Transfer Fees

Nonproprietary ATM Withdrawal – Per Transaction $ 1.00