Fees

The rates and fees appearing in this schedule are accurate and effective for accounts beginning 08.01.15. If you have any questions or require current rate and fee information on your accounts, please contact us at 202-789-2901.

Savings/Share Account Fees

Regular Share/Special Share Account Service Charge – Per month
(If minimum balance not met)
$ 1.00
Excessive Withdrawal Fee – Per Occurrence
(Over 6 month for Savings, over 3 month for Money Mkt.)
$ 5.00

Checking/Share Draft Account Fees

NSF Fee/Uncollected Fee – Per Item $ 30.00
Overdraft – Per Item $ 30.00
Stop Payment – Per Request/Per Series $ 30.00/$ 35.00
Share Draft Printing Varies
Share Draft Copy – Per Request
(FREE Online)
$ 5.00

Loan Service Fees

Credit Card/PIN Replacement (First Time/After First Time) $ 5.00/$ 10.00
Emergency Card Replacement $ 50.00
Returned Loan Payment – Per Item $ 30.00
Late Payment – Percentage of Interest Due 20%
MasterCard Late Payment – Up to $ 20.00
MasterCard Foreign Transaction Fee – Percentage of Transaction 1.0%
Stretch Pay Fee for $750 limit – Annually $ 100.00
Stretch Pay Fee for $500 limit – Annually $ 70.00
Stretch Pay Fee for $350 limit – Annually $ 35.00
Stop Payment WD/Loan Check – Within 10 Days $ 20.00

Other Service Fees (apply to ALL Accounts)

Account Research/Reconciliation – Hourly $ 25.00
Account History – (FREE Online) $ 4.00
ATM/Debit Card Replacement – Lost/Damaged $ 5.00
ATM/Debit Card Replacement – Emergency $ 55.00
Bad Address Fee – Per Account $ 3.00
Check Official – Per Check $ 5.00
Check Certified – Per Check $ 5.00
Check (Official) and Money Order Stop Payment $ 30.00
Close/Reopen Fee (Within 6 Months) – Per Account $ 10.00
Collection Fee – Charged-Off Share/Share Draft Accounts $ 20.00
Dormant Account Fee (No Activity in Over 1 Year) – Per Month $ 10.00
Locator Fee – Per Account $ 27.00
Gift Card – cost per card $ 4.95
Money Order – Per Item $ 1.50
Overdraft Fee (Drafts, ACH, POS, ATM, or Other Electronic Means) – Per Item $ 30.00
Online Bill Payer Returned Item $ 30.00
Online Pay by Stop Payment – Per Item/Per Series $ 30.00/$ 35.00
Pay By Phone Fee $ 10.00
Returned Personal Checks – Per Check $ 30.00
Returned Non-Personal Checks – Per Check $ 30.00
Special Request Fee $ 2.00
Statement Copy – Per Page (FREE Online) $ 3.00
Stop Payment – ACH & Share Drafts – Per Item $ 30.00/$ 35.00
Tax Levies/Attachments & Escheat $ 100.00
Verification of Deposit $ 10.00
Western Union Quick Cash – Domestic/International $ 20.00/$ 40.00
Wire Transfer Domestic (Outgoing) – Per Transfer (Available on iPay) $ 20.00
Wire Transfer International (Outgoing) – Per Transfer $ 40.00

Electronic Funds Transfer Fees

Nonproprietary ATM Withdrawal – Per Transaction $ 1.00