Your credit history, credit report, and credit score are some of the most important financial factors in your life if you ever plan to use credit. A negative mark on your credit report can dramatically raise interest rates on home mortgage loans, auto loans, and credit card rates that you qualify for.
This recent article by Consumer Reports can help you take the steps needed to protect yourself or a loved one from potential Identity Theft or fraud after a data breach.
Spring is in the air and for many that means it is time for clearing out the winter clutter and making room for fresh air around the home. Why not kick those old habits, shred your ancient documents and re-affirm your New Year’s resolution to stick to an affordable budget.
Planning for your financial future is one of the most important and most often neglected aspect of your life. While we do not hesitate to plan out our social calendar, many people feel daunted by the prospect of learning about every facet of the financial industry to successfully achieve their short and long term finance goals. Read More